- CA$491.03m
- CA$214.02m
- CA$111.63m
- 58
- 74
- 30
- 54
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 7.41 | ||
| PEG Ratio (f) | 0.27 | ||
| EPS Growth (f) | 37.72% | ||
| Dividend Yield (f) | 0.56% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.94 | ||
| Price to Tang. Book | 0.99 | ||
| Price to Free Cashflow | 2.48 | ||
| Price to Sales | 4.44 | ||
| EV to EBITDA | 76.33 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 0.98% | ||
| Return on Equity | 7.68% | ||
| Operating Margin | 44.25% | ||
Financial Summary
| Year End 31st Oct | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | CA$m | 54.19 | 65.36 | 82.39 | 108.64 | 111.63 | 123.93 | 178.12 | 15.67% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -4.21 | +17.19 | -17.37 | +98.33 | -4.75 | -1.86 | +80.55 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
VersaBank is a Canada-based chartered bank. The Bank provides commercial lending and banking services in Canada and the United States, as well as cybersecurity services and banking and financial technology development services through the operations of its wholly owned subsidiary DRT Cyber Inc. (DRTC). It operates through two segments: Digital Banking and DRTC (cybersecurity services). The Digital Banking segment obtains its deposits and provides its loans and leases electronically via deposit and lending solutions for financial intermediaries. Its loan portfolio includes point-of-sale loans and leases, commercial real estate mortgages, commercial real estate loans and public sector and other financing. The DRTC segment develops solutions to address the volume of cyber threats challenging financial institutions, multi-national corporations and government entities. It also offers receivable purchase program (RPP) funding solution for point-of-sale finance companies.
Directors
- Thomas Hockin NEC
- David Taylor PRE (63)
- R. Shawn Clarke CFO
- Jonathan Taylor CHO
- Aly Lalani SVP
- Michael Dixon SVP
- Ross Duggan SVP
- Nick Kristo OTH
- Gabrielle Bochynek IND
- Robbert-Jan Brabander IND
- David Bratton IND
- R.W. Carter IND
- Peter Irwin IND
- Art Linton IND
- Susan McGovern IND
- Paul Oliver IND
- Last Annual
- October 31st, 2024
- Last Interim
- January 31st, 2025
- Incorporated
- June 28th, 1979
- Public Since
- August 27th, 2013
- No. of Employees
- 121
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Toronto Stock Exchange- Shares in Issue
- 32,518,786
- Address
- 140 Fullarton Street, Suite 2002, LONDON, N6A 5P2
- Web
- https://ca.versabank.com/
- Phone
- +1 5196451919
- Auditors
- Ernst & Young LLP
Upcoming Events for VBNK
Q3 2025 VersaBank Earnings Release
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FAQ
What is the VersaBank share price?
As of Today at 23:57 UTC, shares in VersaBank are trading at CA$15.10. This share price information is delayed by 15 minutes.
How has the VersaBank share price performed this year?
Shares in VersaBank last closed at CA$15.10 and the price had moved by +13.7% over the past 365 days. In terms of relative price strength the VersaBank share price has outperformed the Toronto Stock Exchange 300 Composite Index by +1.09% over the past year.
What are the analyst and broker recommendations for VersaBank?
The overall consensus recommendation for VersaBank is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreWhat is the VersaBank dividend yield?
The VersaBank dividend yield is 0.66% based on the trailing twelve month period.
Does VersaBank pay a dividend?
Last year, VersaBank paid a total dividend of CA$0.10, and it currently has a trailing dividend yield of 0.66%.Looking ahead, the next dividend pay date is 2025-04-30.
When does VersaBank next pay dividends?
We do not have data on when VersaBank is to next pay dividends. The historic dividend yield on VersaBank shares is currently 0.66%.
How do I buy VersaBank shares?
To buy shares in VersaBank you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of VersaBank?
As of the previous close price of CA$15.10, shares in VersaBank had a market capitalisation of CA$491.03m.
Where are VersaBank shares listed?
Here are the trading details for VersaBank:
- Country of listing: Canada
- Exchange: TOR
- Ticker Symbol: VBNK
What kind of share is VersaBank?
Based on an overall assessment of its quality, value and momentum VersaBank is currently classified as a Contrarian. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a VersaBank share price forecast for 2025?
The analyst consensus target price for shares in VersaBank is CA$21.50. That is 42.38% above the last closing price of CA$15.10.
Analysts covering VersaBank currently have a consensus Earnings Per Share (EPS) forecast of CA$1.47 for the next financial year.
Find out moreWhat is the trend in the VersaBank share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like VersaBank. Over the past six months, its share price has underperformed the Toronto Stock Exchange 300 Composite Index by -26.38%.
As of the last closing price of CA$15.10, shares in VersaBank were trading -17.81% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the VersaBank PE Ratio?
The VersaBank PE ratio based on its reported earnings over the past 12 months is 7.41. The shares last closed at CA$15.10.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of VersaBank?
VersaBank's management team is headed by:
- Thomas Hockin - NEC
- David Taylor - PRE
- R. Shawn Clarke - CFO
- Jonathan Taylor - CHO
- Aly Lalani - SVP
- Michael Dixon - SVP
- Ross Duggan - SVP
- Nick Kristo - OTH
- Gabrielle Bochynek - IND
- Robbert-Jan Brabander - IND
- David Bratton - IND
- R.W. Carter - IND
- Peter Irwin - IND
- Art Linton - IND
- Susan McGovern - IND
- Paul Oliver - IND