UTKARSHBNK — Utkarsh Small Finance Bank Share Price
Last trade - 00:00- IN₹29.20bn
- IN₹16.73bn
- IN₹22.86bn
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 20.39 | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.93 | ||
| Price to Tang. Book | 0.93 | ||
| Price to Free Cashflow | 1.22 | ||
| Price to Sales | 1.13 | ||
| EV to EBITDA | n/a | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 0.92% | ||
| Return on Equity | 6.21% | ||
| Operating Margin | 9.39% | ||
Financial Summary
| Year End 31st Mar | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | IN₹m | 8,267.79 | 9,833.97 | 12,456.83 | 18,283.37 | 22,862.04 | 25,007 | 27,153.5 | 32.62% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +139.69 | -50.72 | -68.9 | +1072.51 | +22.64 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Utkarsh Small Finance Bank Limited (the Bank) is an India-based small finance bank. The Bank is engaged in providing banking and financial services with a focus on providing microfinance to the underserved and unserved sections of the country. Its lending activities are primarily focused on rural and semi-urban locations of the country, while its other services are spread across the country. Its segments include Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The Corporate/Wholesale Banking segment includes lending, deposits, and other banking services provided to corporate customers of the Bank. The Retail Banking segment includes lending, deposits, and other banking services provided to retail customers of the Bank through a branch network. The Treasury segment includes dealings in statutory liquidity ratio (SLR) and non-SLR investments, maintenance of reserve requirements, and resource mobilization from other banks and financial institutions.
Directors
- Last Annual
- March 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- April 30th, 2016
- Public Since
- July 21st, 2023
- No. of Shareholders
- 222,044
- No. of Employees
- 16,081
- Sector
- Banking Services
- Industry
- Financials
- Exchange
- National Stock Exchange of India
- Shares in Issue
- 1,101,609,900
- Address
- Utkarsh Tower, VARANASI, 221105
- Web
- https://utkarsh.bank
- Phone
- +91 5426605555
- Contact
- Muthiah Ganapathy
- Auditors
- Deloitte Haskins & Sells
Upcoming Events for UTKARSHBNK
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FAQ
As of Today at 23:54 UTC, shares in Utkarsh Small Finance Bank are trading at IN₹26.51. This share price information is delayed by 15 minutes.
Shares in Utkarsh Small Finance Bank last closed at IN₹26.51 and the price had moved by -51.76% over the past 365 days. In terms of relative price strength the Utkarsh Small Finance Bank share price has underperformed the S&P BSE 100 Index by -55.3% over the past year.
The overall consensus recommendation for Utkarsh Small Finance Bank is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Utkarsh Small Finance Bank dividend yield is 1.89% based on the trailing twelve month period.
Last year, Utkarsh Small Finance Bank paid a total dividend of IN₹0.50, and it currently has a trailing dividend yield of 1.89%. We do not have any data on when Utkarsh Small Finance Bank is to next pay dividends.
We do not have data on when Utkarsh Small Finance Bank is to next pay dividends. The historic dividend yield on Utkarsh Small Finance Bank shares is currently 1.89%.
To buy shares in Utkarsh Small Finance Bank you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of IN₹26.51, shares in Utkarsh Small Finance Bank had a market capitalisation of IN₹29.20bn.
Here are the trading details for Utkarsh Small Finance Bank:
- Country of listing: India
- Exchange: NSI
- Ticker Symbol: UTKARSHBNK
Based on an overall assessment of its quality, value and momentum Utkarsh Small Finance Bank is currently classified as a Value Trap. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Utkarsh Small Finance Bank is IN₹28.00. That is 5.62% above the last closing price of IN₹26.51.
Analysts covering Utkarsh Small Finance Bank currently have a consensus Earnings Per Share (EPS) forecast of -IN₹1.35 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Utkarsh Small Finance Bank. Over the past six months, its share price has underperformed the S&P BSE 100 Index by -34.68%.
As of the last closing price of IN₹26.51, shares in Utkarsh Small Finance Bank were trading -29.83% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Utkarsh Small Finance Bank PE ratio based on its reported earnings over the past 12 months is 20.39. The shares last closed at IN₹26.51.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
We do not have data on Utkarsh Small Finance Bank's directors