UNIB — University Bancorp (MICHIGAN) Share Price
Last trade - 00:00- $74.70m
- $75.59m
- $49.06m
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 3.72 | ||
| Price to Tang. Book | 6.64 | ||
| Price to Free Cashflow | n/a | ||
| Price to Sales | n/a | ||
| EV to EBITDA | n/a | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | n/a | ||
| Return on Equity | n/a | ||
| Operating Margin | n/a | ||
Financial Summary
| Year End 31st Dec | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017E | 2018E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 35.67 | 36.6 | 35.26 | 42.08 | 49.06 | n/a | n/a | 20.15% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | n/a | -4.69 | -29.19 | +133.8 | +23.41 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
University Bancorp, Inc. is a bank holding company. The Company conducts its operations through its subsidiary, University Bank (the Bank). The Bank is a locally owned and locally managed community bank primarily serving the cities in Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Bank's operation focus on local businesses, local residents, and non-profit organizations. Its banking specialties include deposit products, residential and commercial real estate mortgage lending and business loans. Insurance is also available to its customers through its wholly owned subsidiary, Ann Arbor Insurance Centre. The Bank's personal banking services include personal checking accounts, personal savings accounts, and consumer lending. Its business banking services include commercial loans, non-profit loans, SBA 504 Program, SBA 7 (a) Program, and other. The Bank's reverse mortgage experts help seniors convert home equity into cash for retirement, medical bills, travel and other.
Directors
- Charles McDowell CHM (77)
- Stephen Ranzini PRE (49)
- Edward Burger CEX
- John Sickler EVP
- Gary Baker DRC (58)
- Michael Concannon DRC (61)
- Robert Kauffman DRC
- Joseph Ranzini DRC (53)
- Paul Ranzini DRC (51)
- Michael Talley DRC (62)
- Last Annual
- December 31st, 2016
- Last Interim
- December 31st, 2013
- Incorporated
- December 19th, 1986
- Public Since
- June 8th, 1987
- No. of Employees
- 81
- Sector
- Banking Services
- Industry
- Financials
- Exchange
- Pink Sheets on Nasdaq
- Shares in Issue
- 5,169,518
- Address
- 2015 Washtenaw Avenue, ANN ARBOR, 48104
- Web
- https://www.university-bank.com/
- Phone
- +1 9066359794
- Contact
- Stephen Ranzini
- Auditors
- UHY LLP
Upcoming Events for UNIB
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FAQ
As of Today at 23:56 UTC, shares in University Bancorp (MICHIGAN) are trading at $13.01. This share price information is delayed by 15 minutes.
Shares in University Bancorp (MICHIGAN) last closed at $13.01 and the price had moved by -6.4% over the past 365 days. In terms of relative price strength the University Bancorp (MICHIGAN) share price has underperformed the S&P500 Index by -21.45% over the past year.
There is no consensus recommendation for this security.
University Bancorp (MICHIGAN) does not currently pay a dividend.
University Bancorp (MICHIGAN) does not currently pay a dividend.
University Bancorp (MICHIGAN) does not currently pay a dividend.
To buy shares in University Bancorp (MICHIGAN) you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $13.01, shares in University Bancorp (MICHIGAN) had a market capitalisation of $67.26m.
Here are the trading details for University Bancorp (MICHIGAN):
- Country of listing: United States
- Exchange: PNK
- Ticker Symbol: UNIB
Based on an overall assessment of its quality, value and momentum University Bancorp (MICHIGAN) is currently classified as a . The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
We could not find analyst target price data for this security.
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like University Bancorp (MICHIGAN). Over the past six months, its share price has underperformed the S&P500 Index by -20.66%.
As of the last closing price of $13.01, shares in University Bancorp (MICHIGAN) were trading -18.31% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The University Bancorp (MICHIGAN) PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $13.01.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
University Bancorp (MICHIGAN)'s management team is headed by:
- Charles McDowell - CHM
- Stephen Ranzini - PRE
- Edward Burger - CEX
- John Sickler - EVP
- Gary Baker - DRC
- Michael Concannon - DRC
- Robert Kauffman - DRC
- Joseph Ranzini - DRC
- Paul Ranzini - DRC
- Michael Talley - DRC