UBFO — United Security Bancshares Share Price
- $138.58m
- $120.11m
- $51.56m
- 57
- 88
- 63
- 79
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | n/a | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.04 | ||
Price to Tang. Book | 1.08 | ||
Price to Free Cashflow | 7.45 | ||
Price to Sales | 2.64 | ||
EV to EBITDA | 93.76 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 1.53% | ||
Return on Equity | 10.35% | ||
Operating Margin | 34.73% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 37.34 | 39.04 | 47.9 | 54.89 | 51.56 | n/a | n/a | 3.91% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -27.82 | -8.1 | +55.22 | +25.68 | -25.69 | n/a | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
United Security Bancshares is the holding company for United Security Bank (the Bank). The Bank offers a full range of commercial banking services primarily to the business and professional community and individuals, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, and time certificates of deposit. The Bank also offers a full complement of lending products, including real estate loans, real estate construction loans, commercial and industrial loans, agricultural loans, and installment loans. The Bank offers a wide range of specialized services, such as online banking, mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier’s checks, interactive teller machine (ITM) services, and cash management services. In addition, the Bank offers internet banking services to its commercial and retail customers.
Directors
- Dennis Woods CHM (73)
- Bhavneet Gill CFO (35)
- David Eytcheson COO (80)
- Robert Oberg OTH (60)
- William Yarbenet OTH (62)
- Susan Quigley SEC (75)
- Benjamin Mackovak LED (40)
- Heather Hammack DRC
- Dora Westerlund DRC
- Stanley Cavalla IND (70)
- G Thompson Ellithorpe IND (78)
- Nabeel Mahmood IND (43)
- Kenneth Newby IND (75)
- Brian Tkacz IND (44)
- Michael Woolf IND (65)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- February 21st, 2001
- Public Since
- March 27th, 1996
- No. of Shareholders
- 502
- No. of Employees
- 114
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market
- Shares in Issue
- 17,475,927

- Address
- 2126 INYO STREET, FRESNO, 93721
- Web
- https://investors.unitedsecuritybank.com/corporate-information/corporate-profile/default.aspx
- Phone
- +1 5594906261
- Contact
- Dave Kinross
- Auditors
- MOSS ADAMS LLP
Upcoming Events for UBFO
United Security Bancshares Annual Shareholders Meeting
Q2 2025 United Security Bancshares Earnings Release
Q3 2025 United Security Bancshares Earnings Release
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FAQ
As of Today at 23:52 UTC, shares in United Security Bancshares are trading at $7.93. This share price information is delayed by 15 minutes.
Shares in United Security Bancshares last closed at $7.93 and the price had moved by +11.22% over the past 365 days. In terms of relative price strength the United Security Bancshares share price has outperformed the S&P500 Index by +4.58% over the past year.
There is no consensus recommendation for this security.
Find out moreThe United Security Bancshares dividend yield is 6.05% based on the trailing twelve month period.
Last year, United Security Bancshares paid a total dividend of $0.48, and it currently has a trailing dividend yield of 6.05%.Looking ahead, the next dividend pay date is 2025-04-22.
We do not have data on when United Security Bancshares is to next pay dividends. The historic dividend yield on United Security Bancshares shares is currently 6.05%.
To buy shares in United Security Bancshares you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $7.93, shares in United Security Bancshares had a market capitalisation of $138.58m.
Here are the trading details for United Security Bancshares:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: UBFO
Based on an overall assessment of its quality, value and momentum United Security Bancshares is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
We could not find analyst target price data for this security.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like United Security Bancshares. Over the past six months, its share price has underperformed the S&P500 Index by -0.14%.
As of the last closing price of $7.93, shares in United Security Bancshares were trading -10.71% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The United Security Bancshares PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $7.93.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
United Security Bancshares' management team is headed by:
- Dennis Woods - CHM
- Bhavneet Gill - CFO
- David Eytcheson - COO
- Robert Oberg - OTH
- William Yarbenet - OTH
- Susan Quigley - SEC
- Benjamin Mackovak - LED
- Heather Hammack - DRC
- Dora Westerlund - DRC
- Stanley Cavalla - IND
- G Thompson Ellithorpe - IND
- Nabeel Mahmood - IND
- Kenneth Newby - IND
- Brian Tkacz - IND
- Michael Woolf - IND