UBAB — United Bancorporation of Alabama Share Price
- $168.51m
- $177.20m
- $20.71m
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | n/a | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 6.14 | ||
Price to Tang. Book | 6.14 | ||
Price to Free Cashflow | 45.9 | ||
Price to Sales | 8.05 | ||
EV to EBITDA | 189.52 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 0.37% | ||
Return on Equity | 3.74% | ||
Operating Margin | 8.21% |
Financial Summary
Year End 31st Dec | Unit | 2007 | 2008 | 2009 | 2010 | 2011 | 2012E | 2013E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 17.64 | 18.39 | 18.33 | 19.8 | 20.71 | n/a | n/a | 1.52% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -67.38 | -46.62 | n/a | n/a | n/a | n/a | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
United Bancorporation of Alabama, Inc. is a financial holding company that primarily serves Southwest Alabama as well as Northwest Florida. The Company is a Community Development Financial Institution (CDFI) that operates three subsidiaries: United Bank, Town-Country United Bank and UB Community Development. United Bank is also designated as a CDFI and operates 23 locations across six counties. Town-Country United Bank serves Wilcox County and its surrounding counties. UB Community Development focuses on economic and community development through its New Market Tax Credits, affordable housing and community facilities programs. United Bank has offices in Atmore, Brewton, East Brewton, Flomaton, Monroeville, Frisco City, Bay Minette, Daphne, Foley, Lillian, Loxley, Magnolia Springs, Semmes, Silverhill and Summerdale in Alabama. United Bank serves Santa Rosa County, Florida in Jay, Milton and Pace.
Directors
- Robert Jones CEO (60)
- David Swift VCH (60)
- Allen Jones CFO (60)
- Michael Andreoli IND (50)
- Dale Ash IND (52)
- L. Walter Crim IND (66)
- Leslie Cunningham IND (62)
- Richard Maxwell IND (60)
- Last Annual
- December 31st, 2011
- Last Interim
- March 31st, 2012
- Incorporated
- March 8th, 1982
- Public Since
- August 20th, 2004
- No. of Shareholders
- 876
- No. of Employees
- 177
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Pink Sheets on Nasdaq
- Shares in Issue
- 3,370,793

- Address
- 200 East Nashville Avenue, ATMORE, 36502
- Web
- http://investors.unitedbank.com/CorporateProfile
- Phone
- +1 2514466000
- Auditors
- Mauldin & Jenkins
Upcoming Events for UBAB
Q3 2025 United Bancorporation of Alabama Inc Earnings Release
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FAQ
As of Today at 05:52 UTC, shares in United Bancorporation of Alabama are trading at $49.99. This share price information is delayed by 15 minutes.
Shares in United Bancorporation of Alabama last closed at $49.99 and the price had moved by +20.46% over the past 365 days. In terms of relative price strength the United Bancorporation of Alabama share price has outperformed the S&P500 Index by +12.54% over the past year.
The overall consensus recommendation for United Bancorporation of Alabama is Strong Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreUnited Bancorporation of Alabama does not currently pay a dividend.
United Bancorporation of Alabama does not currently pay a dividend.
United Bancorporation of Alabama does not currently pay a dividend.
To buy shares in United Bancorporation of Alabama you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $49.99, shares in United Bancorporation of Alabama had a market capitalisation of $168.51m.
Here are the trading details for United Bancorporation of Alabama:
- Country of listing: United States
- Exchange: PNK
- Ticker Symbol: UBAB
Based on an overall assessment of its quality, value and momentum United Bancorporation of Alabama is currently classified as a . The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in United Bancorporation of Alabama is $62.50. That is 25.03% above the last closing price of $49.99.
Analysts covering United Bancorporation of Alabama currently have a consensus Earnings Per Share (EPS) forecast of for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like United Bancorporation of Alabama. Over the past six months, its share price has underperformed the S&P500 Index by -2.36%.
As of the last closing price of $49.99, shares in United Bancorporation of Alabama were trading -4.73% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The United Bancorporation of Alabama PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $49.99.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
United Bancorporation of Alabama's management team is headed by:
- Robert Jones - CEO
- David Swift - VCH
- Allen Jones - CFO
- Michael Andreoli - IND
- Dale Ash - IND
- L. Walter Crim - IND
- Leslie Cunningham - IND
- Richard Maxwell - IND