UJJIVANSFB — Ujjivan Small Finance Bank Share Price
- IN₹85.53bn
- IN₹86.60bn
- IN₹41.96bn
- 29
- 75
- 78
- 68
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 8.72 | ||
PEG Ratio (f) | 0.4 | ||
EPS Growth (f) | 28.25% | ||
Dividend Yield (f) | 2% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.45 | ||
Price to Tang. Book | 1.45 | ||
Price to Free Cashflow | 3.61 | ||
Price to Sales | 1.89 | ||
EV to EBITDA | n/a |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 2.95% | ||
Return on Equity | 18.26% | ||
Operating Margin | 28.46% |
Financial Summary
Year End 31st Mar | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | IN₹m | 19,558.07 | 20,308.61 | 20,868.67 | 32,870.93 | 41,962.02 | 38,140.82 | 43,280.54 | 26.17% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +109.5 | -97.96 | n/a | n/a | +10.2 | -39.56 | +28.25 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Ujjivan Small Finance Bank Limited is an India-based small finance bank. The Company operates through three segments: Treasury, Retail Banking and Corporate/ Wholesale Segments. The Treasury segment consists of net interest earnings from the Company’s investment portfolio, money market borrowing and lending, gains or losses on investment operations and income from the sale of priority sector lending certificates (PSLC). The Retail Banking segment serves retail customers through a branch network and other delivery channels. Retail Banking includes lending to and deposits from retail customers. The Wholesale Banking segment provides loans to Corporates and Financial Institutions. Its asset products comprise loans to its micro banking customers that include group loans and individual loans, home improvement loans, and personal loans. It offers savings accounts, current accounts and a variety of deposit accounts. It also offers life insurance, health insurance, and general insurance.
Directors
- Banavar Prabhakar NEC (68)
- Venkat Veeramoni CTO
- Chanchal Kumar CCO
- Brajesh Cherian CCO
- Arunava Banerjee CRO
- Rajeev Pawar TRS
- Sanjay Kao DHR
- Vibhas Chandra OTH
- Ashish Goel OTH
- Shrinivas Murty OTH
- P. N. Raghunath DRC
- Samit Ghosh NED (71)
- Rajesh Jogi NED (53)
- Satyaki Rastogi NED
- Sudha Suresh NED (57)
- Umesh Bellur IND
- Mahadev Lakshminarayanan IND
- Rajni Mishra IND (64)
- Ravichandran Venkataraman IND (59)
- Last Annual
- March 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- July 4th, 2016
- Public Since
- December 12th, 2019
- No. of Employees
- 22,882
- Sector
- Banking Services
- Industry
- Financials
- Exchange
National Stock Exchange of India
- Shares in Issue
- 1,935,065,947

- Address
- No. 27, 3rd A Cross 18th Main, BANGALORE, 560095
- Web
- https://www.ujjivansfb.in
- Phone
- +91 8040712121
- Auditors
- B K Ramadhyani & Co.
Upcoming Events for UJJIVANSFB
Q4 2025 Ujjivan Small Finance Bank Ltd Earnings Call
Q1 2026 Ujjivan Small Finance Bank Ltd Earnings Release
Ujjivan Small Finance Bank Ltd Annual Shareholders Meeting
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FAQ
As of Today at 23:50 UTC, shares in Ujjivan Small Finance Bank are trading at IN₹44.20. This share price information is delayed by 15 minutes.
Shares in Ujjivan Small Finance Bank last closed at IN₹44.20 and the price had moved by -16.53% over the past 365 days. In terms of relative price strength the Ujjivan Small Finance Bank share price has underperformed the S&P BSE 100 Index by -22.66% over the past year.
The overall consensus recommendation for Ujjivan Small Finance Bank is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Ujjivan Small Finance Bank dividend yield is 3.39% based on the trailing twelve month period.
Last year, Ujjivan Small Finance Bank paid a total dividend of IN₹1.50, and it currently has a trailing dividend yield of 3.39%. We do not have any data on when Ujjivan Small Finance Bank is to next pay dividends.
We do not have data on when Ujjivan Small Finance Bank is to next pay dividends. The historic dividend yield on Ujjivan Small Finance Bank shares is currently 3.39%.
To buy shares in Ujjivan Small Finance Bank you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of IN₹44.20, shares in Ujjivan Small Finance Bank had a market capitalisation of IN₹85.53bn.
Here are the trading details for Ujjivan Small Finance Bank:
- Country of listing: India
- Exchange: NSI
- Ticker Symbol: UJJIVANSFB
Based on an overall assessment of its quality, value and momentum Ujjivan Small Finance Bank is currently classified as a Turnaround. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Ujjivan Small Finance Bank is IN₹47.64. That is 7.78% above the last closing price of IN₹44.20.
Analysts covering Ujjivan Small Finance Bank currently have a consensus Earnings Per Share (EPS) forecast of IN₹3.95 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Ujjivan Small Finance Bank. Over the past six months, its share price has outperformed the S&P BSE 100 Index by +18.52%.
As of the last closing price of IN₹44.20, shares in Ujjivan Small Finance Bank were trading +15.86% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Ujjivan Small Finance Bank PE ratio based on its reported earnings over the past 12 months is 8.72. The shares last closed at IN₹44.20.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Ujjivan Small Finance Bank's management team is headed by:
- Banavar Prabhakar - NEC
- Venkat Veeramoni - CTO
- Chanchal Kumar - CCO
- Brajesh Cherian - CCO
- Arunava Banerjee - CRO
- Rajeev Pawar - TRS
- Sanjay Kao - DHR
- Vibhas Chandra - OTH
- Ashish Goel - OTH
- Shrinivas Murty - OTH
- P. N. Raghunath - DRC
- Samit Ghosh - NED
- Rajesh Jogi - NED
- Satyaki Rastogi - NED
- Sudha Suresh - NED
- Umesh Bellur - IND
- Mahadev Lakshminarayanan - IND
- Rajni Mishra - IND
- Ravichandran Venkataraman - IND