- CH₣4.47bn
- CH₣4.92bn
- $1.04bn
- 98
- 14
- 90
- 81
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 20.01 | ||
PEG Ratio (f) | 0.8 | ||
EPS Growth (f) | 33.32% | ||
Dividend Yield (f) | 1.86% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 8.56 | ||
Price to Tang. Book | n/a | ||
Price to Free Cashflow | 19.2 | ||
Price to Sales | 5.24 | ||
EV to EBITDA | 16.68 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 19.22% | ||
Return on Equity | 26.83% | ||
Operating Margin | 22.14% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 887.36 | 967 | 949.63 | 1,000.22 | 1,044.11 | 1,065.89 | 1,125.55 | 1.44% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -7.12 | +4.09 | -32.19 | +5.48 | +35.57 | +51.41 | +5.25 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Temenos AG, formerly Temenos Group AG, is a Switzerland-based company engaged in the development and marketing of banking software systems. Its services include implementation, performance optimization, integration, administration, maintenance, upgrades, training and support for its software solutions. It offers solutions for retail, corporate, universal, Islamic and microfinance and community banking sectors, as well as for Private Wealth Management. The Company's client base consists of mostly banking and other financial services institutions. Its core products are Temenos T24 Core Banking (T24), a front to back office, Customer Relationship Management (CRM) and product lifecycle management software platform, as well as Front Office, an integrated, role-specific, and multi-channel solution that supports banks’ daily interactions and long term relationships with their retail, corporate, mass affluent, and High-Net-Worth (HNW) customers. It offers also funds and securities solutions.
Directors
- Andreas Andreades CHM (56)
- Max Chuard CEO (48)
- Thibault De Tersant NVC (63)
- Paniagotis Spiliopoulos CFO (51)
- Alexa Guenoun COO (49)
- Monica Rancati CHO (51)
- Mark Winterburn CTO (61)
- Philip Barnett EXB (58)
- Deirdre Dempsey EXB (50)
- Colin Jarrett EXB (52)
- David Macdonald EXB (57)
- Jean-Paul Mergeai EXB (60)
- Jacqueline White EXB (57)
- Homaira Akbari NID (60)
- Maurizio Carli NID (63)
- Ian Cookson NID (74)
- Peter Spenser NID (66)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- June 7th, 2001
- Public Since
- June 26th, 2001
- No. of Employees
- 6,427
- Sector
- Software & IT Services
- Industry
- Technology
- Exchange
SIX Swiss Exchange
- Shares in Issue
- 70,704,736

- Address
- 2 Rue de l Ecole-de-Chimie, GENEVE, 1205
- Web
- https://www.temenos.com/
- Phone
- +41 227081150
- Auditors
- PricewaterhouseCoopers SA
Upcoming Events for TEMN
Q1 2025 Temenos AG Earnings Release
Temenos AG Annual Shareholders Meeting
Temenos AG Annual Shareholders Meeting
Dividend For TEMN.S - 1.3000 CHF
Q2 2025 Temenos AG Earnings Release
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FAQ
As of Today at 23:37 UTC, shares in Temenos AG are trading at CH₣63.15. This share price information is delayed by 15 minutes.
Shares in Temenos AG last closed at CH₣63.15 and the price had moved by -5.39% over the past 365 days. In terms of relative price strength the Temenos AG share price has underperformed the FTSE Global All Cap Index by -7.06% over the past year.
The overall consensus recommendation for Temenos AG is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Temenos AG dividend yield is 1.85% based on the trailing twelve month period.
Last year, Temenos AG paid a total dividend of $1.43, and it currently has a trailing dividend yield of 1.85%.Looking ahead, shares in Temenos AG are due to go ex-dividend on 2025-05-15 and the next dividend pay date is 2025-05-19.
Temenos AG are due to go ex-dividend on 2025-05-15 and the next dividend pay date is 2025-05-19. The historic dividend yield on Temenos AG shares is currently 1.85%.
To buy shares in Temenos AG you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of CH₣63.15, shares in Temenos AG had a market capitalisation of CH₣4.47bn.
Here are the trading details for Temenos AG:
- Country of listing: Switzerland
- Exchange: SWX
- Ticker Symbol: TEMN
Based on an overall assessment of its quality, value and momentum Temenos AG is currently classified as a High Flyer. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Temenos AG is CH₣73.90. That is 17.02% above the last closing price of CH₣63.15.
Analysts covering Temenos AG currently have a consensus Earnings Per Share (EPS) forecast of $3.81 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Temenos AG. Over the past six months, its share price has outperformed the FTSE Global All Cap Index by +1.37%.
As of the last closing price of CH₣63.15, shares in Temenos AG were trading -2.36% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Temenos AG PE ratio based on its reported earnings over the past 12 months is 20.01. The shares last closed at CH₣63.15.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Temenos AG's management team is headed by:
- Andreas Andreades - CHM
- Max Chuard - CEO
- Thibault De Tersant - NVC
- Paniagotis Spiliopoulos - CFO
- Alexa Guenoun - COO
- Monica Rancati - CHO
- Mark Winterburn - CTO
- Philip Barnett - EXB
- Deirdre Dempsey - EXB
- Colin Jarrett - EXB
- David Macdonald - EXB
- Jean-Paul Mergeai - EXB
- Jacqueline White - EXB
- Homaira Akbari - NID
- Maurizio Carli - NID
- Ian Cookson - NID
- Peter Spenser - NID