- $67.84m
- $36.05m
- $40.66m
- 45
- 95
- 21
- 53
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.65 | ||
| Price to Tang. Book | 0.68 | ||
| Price to Free Cashflow | n/a | ||
| Price to Sales | 1.72 | ||
| EV to EBITDA | 109.21 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.07% | ||
| Return on Equity | 8.5% | ||
| Operating Margin | 31.09% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 25.64 | 34.71 | 42.51 | 49.92 | 40.66 | n/a | n/a | 11.19% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +11.12 | +62.37 | +39.74 | +15.36 | -36.33 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Summit State Bank (the Bank) is a state-chartered commercial bank. The Bank operates a traditional community banking business within its primary service area of Sonoma County in California. It provides an array of financial services to small to medium-sized businesses and their owners and employees, entrepreneurs, families, foundations, estates and individual consumers. The Bank offers depository and lending services primarily to meet the needs of its business, nonprofit organization and individual clientele. These services include a variety of transaction, money market, savings and time deposit account alternatives. The Bank's lending activities are directed primarily towards commercial real estate, construction and business loans. It provides a set of loan products, such as commercial loans and leases, lines of credit, commercial real estate loans, Small Business Administration (SBA), loans and others. Its branch locations include Santa Rosa, Petaluma, Rohnert Park and Healdsburg.
Directors
- James Brush CHM (68)
- Brian Reed PRE (62)
- Camille Kazarian CFO (42)
- Genie Del Secco COO (52)
- Michael Castlio EVP (54)
- Brandy Seppi EVP (46)
- Belinda Guadarrama DRC
- Jeffrey Allen IND (62)
- Josh Cox IND (79)
- Todd Fry IND (55)
- Richard Pope IND (75)
- Nicholas Rado IND (70)
- Marshall Reynolds IND (85)
- Dawn Ross IND (58)
- John Wright IND (65)
- Sharon Wright IND (77)
- Last Annual
- December 31st, 2023
- Last Interim
- March 31st, 2024
- Incorporated
- December 21st, 1998
- Public Since
- July 14th, 2006
- No. of Shareholders
- 147
- No. of Employees
- 115
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Market- Shares in Issue
- 6,784,099
- Address
- 500 Bicentennial Way, SANTA ROSA, 95403-7428
- Web
- https://www.summitstatebank.com/
- Phone
- +1 7075686000
- Auditors
- MOSS ADAMS LLP
Upcoming Events for SSBI
Q3 2024 Summit State Bank Earnings Release
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FAQ
What is the Summit State Bank share price?
As of Today at 23:31 UTC, shares in Summit State Bank are trading at $9.37. This share price information is delayed by 15 minutes.
How has the Summit State Bank share price performed this year?
Shares in Summit State Bank last closed at $9.37 and the price had moved by -38.19% over the past 365 days. In terms of relative price strength the Summit State Bank share price has underperformed the S&P500 Index by -50.82% over the past year.
What are the analyst and broker recommendations for Summit State Bank?
There is no consensus recommendation for this security.
What is the Summit State Bank dividend yield?
The Summit State Bank dividend yield is 5.12% based on the trailing twelve month period.
Does Summit State Bank pay a dividend?
Last year, Summit State Bank paid a total dividend of $0.48, and it currently has a trailing dividend yield of 5.12%. We do not have any data on when Summit State Bank is to next pay dividends.
When does Summit State Bank next pay dividends?
We do not have data on when Summit State Bank is to next pay dividends. The historic dividend yield on Summit State Bank shares is currently 5.12%.
How do I buy Summit State Bank shares?
To buy shares in Summit State Bank you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Summit State Bank?
As of the previous close price of $9.37, shares in Summit State Bank had a market capitalisation of $63.57m.
Where are Summit State Bank shares listed?
Here are the trading details for Summit State Bank:
- Country of listing: United States
- Exchange: NMQ
- Ticker Symbol: SSBI
What kind of share is Summit State Bank?
Based on an overall assessment of its quality, value and momentum Summit State Bank is currently classified as a Value Trap. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Summit State Bank share price forecast for 2024?
We could not find analyst target price data for this security.
What is the trend in the Summit State Bank share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Summit State Bank. Over the past six months, its share price has underperformed the S&P500 Index by -35.02%.
As of the last closing price of $9.37, shares in Summit State Bank were trading -22.28% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Summit State Bank PE Ratio?
The Summit State Bank PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $9.37.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Summit State Bank?
Summit State Bank's management team is headed by:
- James Brush - CHM
- Brian Reed - PRE
- Camille Kazarian - CFO
- Genie Del Secco - COO
- Michael Castlio - EVP
- Brandy Seppi - EVP
- Belinda Guadarrama - DRC
- Jeffrey Allen - IND
- Josh Cox - IND
- Todd Fry - IND
- Richard Pope - IND
- Nicholas Rado - IND
- Marshall Reynolds - IND
- Dawn Ross - IND
- John Wright - IND
- Sharon Wright - IND