SBICARD — SBI Cards and Payment Services Share Price
- IN₹865.40bn
- IN₹1.28tn
- IN₹169.68bn
- 16
- 12
- 85
- 29
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 29.76 | ||
PEG Ratio (f) | 0.87 | ||
EPS Growth (f) | 52.01% | ||
Dividend Yield (f) | 0.42% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 6.61 | ||
Price to Tang. Book | 6.67 | ||
Price to Free Cashflow | n/a | ||
Price to Sales | 4.88 | ||
EV to EBITDA | 23.17 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 8.6% | ||
Return on Equity | 16.93% | ||
Operating Margin | 30% |
Financial Summary
Year End 31st Mar | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | IN₹m | 92,764.01 | 92,774.8 | 106,772.7 | 136,666.4 | 169,684.2 | 155,107.18 | 184,674.14 | 19.38% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +84.5 | -25.03 | +34 | +39.74 | +6.6 | -20.72 | +52.01 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
SBI Cards and Payment Services Limited is an India-based company. The Company provides credit card services. The Company offers a wide range of credit cards to individual cardholders and corporate clients, which includes super premium cards, premium cards, travel and shopping cards, classic cards, exclusive co-branded cards as well as corporate cards. The Company also offers value-added payment products and services. The Company operates in a single segment, namely, Credit cards. It has issued approximately 19 million credit cards.
Directors
- Dinesh Khara NEC
- Rama Amara CEO
- Nalin Negi CFO
- Richhpal Singh COO
- Seema Kapahi CHO
- Pradeep Khurana EVP
- Girish Budhiraja EVP
- Rinku Sharma EVP
- Aparna Kuppuswamy EVP
- Amit Batra EVP
- Ugen Bhutia EVP
- Manish Dewan EVP
- Anu Gupta EVP
- Ashok Lohmod EVP
- Nandini Malhotra EVP
- Kamlesh Shukla EVP
- Vishal Singh EVP
- Monish Vohra EVP
- Payal Chhabra CCO
- Mihir Mishra NED
- Ashwini Tewari NED (53)
- Tejendra Bhasin NID (65)
- Shriniwas Joshi NID
- Dinesh Mehrotra NID (68)
- Anuradha Nadkarni NID (59)
- Rajendra Saraf NID (67)
- Last Annual
- March 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- May 15th, 1998
- Public Since
- March 16th, 2020
- No. of Shareholders
- 1,058,096
- No. of Employees
- 3,829
- Sector
- Banking Services
- Industry
- Financials
- Exchange
National Stock Exchange of India
- Shares in Issue
- 951,356,954

- Address
- State Bank Of India, NEW DELHI, 110034
- Web
- https://www.sbicard.com/
- Phone
- +91 1161268100
- Contact
- Payal Chhabra
- Auditors
- Ambani & Associates LLP
Upcoming Events for SBICARD
Q4 2025 SBI Cards and Payment Services Ltd Earnings Call
Q1 2026 SBI Cards and Payment Services Ltd Earnings Release
SBI Cards and Payment Services Ltd Annual Shareholders Meeting
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FAQ
As of Today at 23:05 UTC, shares in SBI Cards and Payment Services are trading at IN₹909.65. This share price information is delayed by 15 minutes.
Shares in SBI Cards and Payment Services last closed at IN₹909.65 and the price had moved by +24.25% over the past 365 days. In terms of relative price strength the SBI Cards and Payment Services share price has outperformed the S&P BSE 100 Index by +15.12% over the past year.
The overall consensus recommendation for SBI Cards and Payment Services is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe SBI Cards and Payment Services dividend yield is 0.55% based on the trailing twelve month period.
Last year, SBI Cards and Payment Services paid a total dividend of IN₹5.00, and it currently has a trailing dividend yield of 0.55%. We do not have any data on when SBI Cards and Payment Services is to next pay dividends.
We do not have data on when SBI Cards and Payment Services is to next pay dividends. The historic dividend yield on SBI Cards and Payment Services shares is currently 0.55%.
To buy shares in SBI Cards and Payment Services you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of IN₹909.65, shares in SBI Cards and Payment Services had a market capitalisation of IN₹865.40bn.
Here are the trading details for SBI Cards and Payment Services:
- Country of listing: India
- Exchange: NSI
- Ticker Symbol: SBICARD
Based on an overall assessment of its quality, value and momentum SBI Cards and Payment Services is currently classified as a Momentum Trap. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in SBI Cards and Payment Services is IN₹809.52. That is 11.01% below the last closing price of IN₹909.65.
Analysts covering SBI Cards and Payment Services currently have a consensus Earnings Per Share (EPS) forecast of IN₹20.11 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like SBI Cards and Payment Services. Over the past six months, its share price has outperformed the S&P BSE 100 Index by +31.55%.
As of the last closing price of IN₹909.65, shares in SBI Cards and Payment Services were trading +20.08% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The SBI Cards and Payment Services PE ratio based on its reported earnings over the past 12 months is 29.76. The shares last closed at IN₹909.65.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
SBI Cards and Payment Services' management team is headed by:
- Dinesh Khara - NEC
- Rama Amara - CEO
- Nalin Negi - CFO
- Richhpal Singh - COO
- Seema Kapahi - CHO
- Pradeep Khurana - EVP
- Girish Budhiraja - EVP
- Rinku Sharma - EVP
- Aparna Kuppuswamy - EVP
- Amit Batra - EVP
- Ugen Bhutia - EVP
- Manish Dewan - EVP
- Anu Gupta - EVP
- Ashok Lohmod - EVP
- Nandini Malhotra - EVP
- Kamlesh Shukla - EVP
- Vishal Singh - EVP
- Monish Vohra - EVP
- Payal Chhabra - CCO
- Mihir Mishra - NED
- Ashwini Tewari - NED
- Tejendra Bhasin - NID
- Shriniwas Joshi - NID
- Dinesh Mehrotra - NID
- Anuradha Nadkarni - NID
- Rajendra Saraf - NID