- $61.13m
- $70.35m
- $31.97m
- 56
- 75
- 42
- 59
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.93 | ||
| Price to Tang. Book | 0.93 | ||
| Price to Free Cashflow | 29.83 | ||
| Price to Sales | 1.93 | ||
| EV to EBITDA | n/a | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.07% | ||
| Return on Equity | 10.83% | ||
| Operating Margin | 27.63% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 21.76 | 23.59 | 27.41 | 29.99 | 31.97 | n/a | n/a | 10.34% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -17.42 | +18.37 | +98.91 | -3.28 | -0.99 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Potomac Bancshares, Inc. is the one bank holding company of Bank of Charles Town (BCT), also known as The Community's Bank. BCT is a locally owned community bank with nine full-service offices and one loan production office serving the Eastern Panhandle of West Virginia, Washington County, Maryland and Loudoun County, Virginia. Its personal banking services include personal checking; savings, Certificates of Deposit (CD) and Individual Retirement Accounts (IRA); Centsables financial education; online and mobile banking; Convenience services; home equity lending; personal loans; consumer credit cards; account opening service, and others. The Company’s business banking services include specialties, commercial loans, small business administration (SBA) lending, business checking solutions, management, Autobooks, online and mobile banking, business credit cards and others. It offers fixed and adjustable-rate mortgages, construction loans, and VA, FHA, and USDA options.
Directors
- John Skinner CHM (70)
- Alice Frazier PRE (51)
- Dean Cognetti CFO (52)
- Arch Moore EVP (60)
- Kristina Bouweiri DRC
- Mitesh Kothari DRC
- William White DRC (60)
- Keith Berkeley IND (53)
- J. Scott Boyd IND (55)
- John Burns IND (70)
- Guy Chicchirichi IND (70)
- Margaret Cogswell IND (53)
- Mary Eros IND (65)
- Stanley Merson IND (55)
- Barbara Pichot IND (64)
- Calvin Togans IND (65)
- Last Annual
- December 31st, 2023
- Last Interim
- March 31st, 2024
- Incorporated
- December 8th, 2014
- Public Since
- May 18th, 1998
- No. of Shareholders
- 1,200
- No. of Employees
- 125
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Pink Sheets on Nasdaq- Shares in Issue
- 4,144,561
- Address
- 111 East Washington Street, CHARLES TOWN, 25414
- Web
- https://www.mybct.bank/
- Phone
- +1 3047258431
- Auditors
- Yount, Hyde, & Barbour P.C.
Upcoming Events for PTBS
Q3 2024 Potomac Bancshares Inc Earnings Release
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FAQ
What is the Potomac Bancshares share price?
As of Today at 22:44 UTC, shares in Potomac Bancshares are trading at $14.95. This share price information is delayed by 15 minutes.
How has the Potomac Bancshares share price performed this year?
Shares in Potomac Bancshares last closed at $14.95 and the price had moved by -6.27% over the past 365 days. In terms of relative price strength the Potomac Bancshares share price has underperformed the S&P500 Index by -21.34% over the past year.
What are the analyst and broker recommendations for Potomac Bancshares?
There is no consensus recommendation for this security.
What is the Potomac Bancshares dividend yield?
The Potomac Bancshares dividend yield is 2.61% based on the trailing twelve month period.
Does Potomac Bancshares pay a dividend?
Last year, Potomac Bancshares paid a total dividend of $0.39, and it currently has a trailing dividend yield of 2.61%. We do not have any data on when Potomac Bancshares is to next pay dividends.
When does Potomac Bancshares next pay dividends?
We do not have data on when Potomac Bancshares is to next pay dividends. The historic dividend yield on Potomac Bancshares shares is currently 2.61%.
How do I buy Potomac Bancshares shares?
To buy shares in Potomac Bancshares you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Potomac Bancshares?
As of the previous close price of $14.95, shares in Potomac Bancshares had a market capitalisation of $61.96m.
Where are Potomac Bancshares shares listed?
Here are the trading details for Potomac Bancshares:
- Country of listing: United States
- Exchange: PNK
- Ticker Symbol: PTBS
What kind of share is Potomac Bancshares?
Based on an overall assessment of its quality, value and momentum Potomac Bancshares is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Potomac Bancshares share price forecast for 2024?
We could not find analyst target price data for this security.
What is the trend in the Potomac Bancshares share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Potomac Bancshares. Over the past six months, its share price has underperformed the S&P500 Index by -9.44%.
As of the last closing price of $14.95, shares in Potomac Bancshares were trading -3.66% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Potomac Bancshares PE Ratio?
The Potomac Bancshares PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $14.95.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Potomac Bancshares?
Potomac Bancshares' management team is headed by:
- John Skinner - CHM
- Alice Frazier - PRE
- Dean Cognetti - CFO
- Arch Moore - EVP
- Kristina Bouweiri - DRC
- Mitesh Kothari - DRC
- William White - DRC
- Keith Berkeley - IND
- J. Scott Boyd - IND
- John Burns - IND
- Guy Chicchirichi - IND
- Margaret Cogswell - IND
- Mary Eros - IND
- Stanley Merson - IND
- Barbara Pichot - IND
- Calvin Togans - IND