- AU$72.81m
- AU$259.71m
- AU$71.08m
- 29
- 86
- 51
- 58
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 4.21 | ||
PEG Ratio (f) | 0.07 | ||
EPS Growth (f) | 172.12% | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.31 | ||
Price to Tang. Book | 1.32 | ||
Price to Free Cashflow | n/a | ||
Price to Sales | 1 | ||
EV to EBITDA | 18.58 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 3.67% | ||
Return on Equity | -16.83% | ||
Operating Margin | 17.08% |
Financial Summary
Year End 30th Jun | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | AU$m | 53.67 | 53.4 | 54.31 | 82.74 | 71.08 | 126 | 132.85 | -1.09% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | n/a | n/a | n/a | n/a | n/a | n/a | +74.63 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Pioneer Credit Limited is an Australia-based financial services provider. The Company is focused on acquiring and servicing Purchased Debt Portfolios (PDPs). The Company is also focused on providing customer service along with a range of products and solutions to help them achieve their financial goals. The Company specializes in acquiring and servicing retail debt portfolios. These portfolios consist of individuals with financial obligations to the Company and are the cornerstone of its customer relationships. It works with Australia’s banks and financial institutions. Its key focus is on providing commercial solutions to its financial sector partners. The Company has approximately 220,000 customers throughout Australia and New Zealand. The Company's subsidiaries include Pioneer Credit Solutions Pty Limited, Sphere Legal Pty Limited, Pioneer Credit (Philippines) Pty Limited, Pioneer Credit Connect Pty Limited, Pioneer Credit Broking Services Pty Limited and others.
Directors
- Keith John FDR
- Barry Hartnett CFO
- Andrea Hoskins COO
- Joe Terribile CIO
- Susan Symmons GCN
- Bernard Prefumo EDR
- Anthony Bird OTH
- Richard Brown OTH
- James Singh OTH
- Stephen Targett NED
- Michelle D Almeida NID
- Andrea Hall NID (54)
- Peter Hall NID
- Last Annual
- June 30th, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- November 29th, 2002
- Public Since
- May 1st, 2014
- No. of Shareholders
- 1,778
- No. of Employees
- 234
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Australian Stock Exchange - SEATS
- Shares in Issue
- 160,018,323

- Address
- Bankwest Tower, L 6 108 St Georges Tce, PERTH, 6000
- Web
- https://pioneercredit.com.au/
- Phone
- +61 300720823
- Auditors
- RSM Australia Partners
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FAQ
As of Today at 04:39 UTC, shares in Pioneer Credit are trading at AU$0.46. This share price information is delayed by 15 minutes.
Shares in Pioneer Credit last closed at AU$0.46 and the price had moved by -2.15% over the past 365 days. In terms of relative price strength the Pioneer Credit share price has underperformed the ASX All Ordinaries Index by -6.19% over the past year.
The overall consensus recommendation for Pioneer Credit is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out morePioneer Credit does not currently pay a dividend.
Pioneer Credit does not currently pay a dividend.
Pioneer Credit does not currently pay a dividend.
To buy shares in Pioneer Credit you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of AU$0.46, shares in Pioneer Credit had a market capitalisation of AU$72.81m.
Here are the trading details for Pioneer Credit:
- Country of listing: Australia
- Exchange: ASX
- Ticker Symbol: PNC
Based on an overall assessment of its quality, value and momentum Pioneer Credit is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Pioneer Credit is AU$0.80. That is 75.82% above the last closing price of AU$0.46.
Analysts covering Pioneer Credit currently have a consensus Earnings Per Share (EPS) forecast of AU$0.07 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Pioneer Credit. Over the past six months, its share price has underperformed the ASX All Ordinaries Index by -18.64%.
As of the last closing price of AU$0.46, shares in Pioneer Credit were trading -13.85% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Pioneer Credit PE ratio based on its reported earnings over the past 12 months is 4.21. The shares last closed at AU$0.46.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Pioneer Credit's management team is headed by:
- Keith John - FDR
- Barry Hartnett - CFO
- Andrea Hoskins - COO
- Joe Terribile - CIO
- Susan Symmons - GCN
- Bernard Prefumo - EDR
- Anthony Bird - OTH
- Richard Brown - OTH
- James Singh - OTH
- Stephen Targett - NED
- Michelle D Almeida - NID
- Andrea Hall - NID
- Peter Hall - NID