- £1.60bn
- £16.39bn
- £1.33bn
- 61
- 76
- 90
- 92
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 7.41 | ||
| PEG Ratio (f) | 0.63 | ||
| EPS Growth (f) | 13.44% | ||
| Dividend Yield (f) | 5.56% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.13 | ||
| Price to Tang. Book | 1.28 | ||
| Price to Free Cashflow | 0.72 | ||
| Price to Sales | 1.2 | ||
| EV to EBITDA | 37.15 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.32% | ||
| Return on Equity | 13.14% | ||
| Operating Margin | 19.11% | ||
Financial Summary
| Year End 30th Sep | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | £m | 508.7 | 457.9 | 567.5 | 1,027.7 | 1,327.9 | 500.32 | 516.75 | 19.96% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -26.04 | +76.66 | +99.9 | -46.65 | +26.79 | +20.83 | +8.45 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Paragon Banking Group PLC is a United Kingdom-based specialist bank. The Company’s lending products include mortgages for landlords and loans for business customers. Its lending is funded by deposits from savings customers, together with wholesale funding. It helps individuals and small businesses across the United Kingdom prosper and is focused on customers in markets typically underserved by large high street banks. The Company operates through two segments: Mortgage Lending and Commercial Lending. It offers buy-to-let mortgage finance for landlords operating in the United Kingdom’s Private Rented Sector. It provides finance to small and medium-sized enterprises (SMEs), and small corporates operating in a range of commercial lending markets, as well as motor finance to United Kingdom-based consumers. The Company is focused on specialist assets and underserved markets in four main areas: SME lending, development finance, structured lending and motor finance.
Directors
- Fiona Clutterbuck NEC (64)
- Nigel Terrington CEO (61)
- Richard Woodman CFO (56)
- Peter Shorthouse FID
- Pam Rowland COO
- Ben Whibley CRO
- Marius van Niekerk GCN
- Dave Newcombe MDR
- Richard Rowntree MDR
- Anne Barnet DHR
- Deborah Bateman OTH
- Michael Helsby OTH
- Peter Hill NID (60)
- Alison Morris NID (62)
- Barbara Ridpath NID (65)
- Hugo Tudor NID (58)
- Graeme Yorston NID (64)
- Last Annual
- September 30th, 2024
- Last Interim
- September 30th, 2024
- Incorporated
- January 17th, 1989
- Public Since
- May 15th, 1989
- No. of Employees
- 1,444
- Sector
- Banking Services
- Industry
- Financials
- Exchange
London Stock Exchange- Shares in Issue
- 200,130,054
- Address
- 51 Homer Road, SOLIHULL, B91 3QJ
- Web
- https://www.paragonbankinggroup.co.uk/
- Phone
- +44 8458494000
- Contact
- Nicola Foster
- Auditors
- KPMG LLP
Latest News for PAG
Upcoming Events for PAG
Half Year 2025 Paragon Banking Group PLC Earnings Release
Q3 2025 Paragon Banking Group PLC Trading Statement Release
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FAQ
As of Today at 22:33 UTC, shares in Paragon Banking are trading at 798.50p. This share price information is delayed by 15 minutes.
Shares in Paragon Banking last closed at 798.50p and the price had moved by +17.77% over the past 365 days. In terms of relative price strength the Paragon Banking share price has outperformed the FTSE All Share Index by +13.15% over the past year.
The overall consensus recommendation for Paragon Banking is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Paragon Banking dividend yield is 5.06% based on the trailing twelve month period.
Last year, Paragon Banking paid a total dividend of £0.40, and it currently has a trailing dividend yield of 5.06%. We do not have any data on when Paragon Banking is to next pay dividends.
We do not have data on when Paragon Banking is to next pay dividends. The historic dividend yield on Paragon Banking shares is currently 5.06%.
To buy shares in Paragon Banking you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of 798.50p, shares in Paragon Banking had a market capitalisation of £1.60bn.
Here are the trading details for Paragon Banking:
- Country of listing: United Kingdom
- Exchange: LSE
- Ticker Symbol: PAG
Based on an overall assessment of its quality, value and momentum Paragon Banking is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Paragon Banking is 892.80p. That is 11.81% above the last closing price of 798.50p.
Analysts covering Paragon Banking currently have a consensus Earnings Per Share (EPS) forecast of £1.03 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Paragon Banking. Over the past six months, its share price has outperformed the FTSE All Share Index by +6.34%.
As of the last closing price of 798.50p, shares in Paragon Banking were trading +6.32% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Paragon Banking PE ratio based on its reported earnings over the past 12 months is 7.41. The shares last closed at 798.50p.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Paragon Banking's management team is headed by:
- Fiona Clutterbuck - NEC
- Nigel Terrington - CEO
- Richard Woodman - CFO
- Peter Shorthouse - FID
- Pam Rowland - COO
- Ben Whibley - CRO
- Marius van Niekerk - GCN
- Dave Newcombe - MDR
- Richard Rowntree - MDR
- Anne Barnet - DHR
- Deborah Bateman - OTH
- Michael Helsby - OTH
- Peter Hill - NID
- Alison Morris - NID
- Barbara Ridpath - NID
- Hugo Tudor - NID
- Graeme Yorston - NID