- $2.61bn
- $2.97bn
- $650.97m
- 71
- 87
- 50
- 79
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 7.04 | ||
PEG Ratio (f) | 1.63 | ||
EPS Growth (f) | 4.51% | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.18 | ||
Price to Tang. Book | 1.18 | ||
Price to Free Cashflow | 6.76 | ||
Price to Sales | 4.01 | ||
EV to EBITDA | 5.81 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 14.93% | ||
Return on Equity | 17.38% | ||
Operating Margin | 76.86% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 433.28 | 485.07 | 523.35 | 579 | 650.97 | 611.4 | 642.59 | 11.44% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -12.24 | +26.13 | +24.82 | +12.72 | +17.08 | +2.81 | +8.04 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
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Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
NMI Holdings, Inc. provides mortgage insurance (MI), through its wholly owned insurance subsidiaries, National Mortgage Insurance Corporation (NMIC) and National Mortgage Reinsurance Inc One (Re One). NMIC is its primary insurance subsidiary and is licensed to write MI coverage in all 50 states and District of Columbia (D.C.). Its subsidiary, NMI Services, Inc. (NMIS), provides outsourced loan review services to mortgage loan originators. It offers two principal types of MI coverage, primary and pool. Primary MI provides default protection on individual mortgage loans at specified coverage percentages. All its primary insurance is written on first-lien mortgage loans, with nearly all secured by owner-occupied single-family homes (defined as one-to-four family homes and condominiums). Pool insurance is generally used to provide additional credit enhancement for certain secondary market mortgage transactions. It offers outsourced loan review services to mortgage originators through NMIS.
Directors
- Bradley Shuster CHM (66)
- Adam Pollitzer PRE (42)
- Ravi Mallela CFO (51)
- Patrick Mathis COO (60)
- William Leatherberry EVP (50)
- Robert Smith CRO (51)
- Steven Scheid LED (67)
- Michael Embler IND (57)
- Priya Huskins IND (49)
- James Jones IND (72)
- Lynn McCreary IND (61)
- Michael Montgomery IND (65)
- Regina Muehlhauser IND (72)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- May 19th, 2011
- Public Since
- November 8th, 2013
- No. of Shareholders
- 10
- No. of Employees
- 230
- Sector
- Insurance
- Industry
- Financials
- Exchange
NASDAQ Global Market
- Shares in Issue
- 78,238,719

- Address
- 2100 Powell Street, 12Th Floor, EMERYVILLE, 94608
- Web
- https://www.nationalmi.com/
- Phone
- +1 8555306642
- Contact
- John Swenson
- Auditors
- BDO USA, P.C.
Upcoming Events for NMIH
Q1 2025 NMI Holdings Inc Earnings Call
NMI Holdings Inc Annual Shareholders Meeting
NMI Holdings Inc Annual Shareholders Meeting
Q2 2025 NMI Holdings Inc Earnings Release
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FAQ
As of Today at 04:19 UTC, shares in NMI Holdings are trading at $33.40. This share price information is delayed by 15 minutes.
Shares in NMI Holdings last closed at $33.40 and the price had moved by +8.41% over the past 365 days. In terms of relative price strength the NMI Holdings share price has outperformed the S&P500 Index by +0.06% over the past year.
The overall consensus recommendation for NMI Holdings is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreNMI Holdings does not currently pay a dividend.
NMI Holdings does not currently pay a dividend.
NMI Holdings does not currently pay a dividend.
To buy shares in NMI Holdings you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $33.40, shares in NMI Holdings had a market capitalisation of $2.61bn.
Here are the trading details for NMI Holdings:
- Country of listing: United States
- Exchange: NMQ
- Ticker Symbol: NMIH
Based on an overall assessment of its quality, value and momentum NMI Holdings is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in NMI Holdings is $42.00. That is 25.75% above the last closing price of $33.40.
Analysts covering NMI Holdings currently have a consensus Earnings Per Share (EPS) forecast of $4.62 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like NMI Holdings. Over the past six months, its share price has underperformed the S&P500 Index by -8.78%.
As of the last closing price of $33.40, shares in NMI Holdings were trading -11.47% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The NMI Holdings PE ratio based on its reported earnings over the past 12 months is 7.04. The shares last closed at $33.40.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
NMI Holdings' management team is headed by:
- Bradley Shuster - CHM
- Adam Pollitzer - PRE
- Ravi Mallela - CFO
- Patrick Mathis - COO
- William Leatherberry - EVP
- Robert Smith - CRO
- Steven Scheid - LED
- Michael Embler - IND
- Priya Huskins - IND
- James Jones - IND
- Lynn McCreary - IND
- Michael Montgomery - IND
- Regina Muehlhauser - IND