- IN₹473.32bn
- IN₹1.19tn
- IN₹140.55bn
- 23
- 37
- 84
- 44
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 14.48 | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | -3.97% | ||
| Dividend Yield (f) | 1.63% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.92 | ||
| Price to Tang. Book | 1.93 | ||
| Price to Free Cashflow | 81.02 | ||
| Price to Sales | 3.2 | ||
| EV to EBITDA | 12.53 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 8.98% | ||
| Return on Equity | 10.32% | ||
| Operating Margin | 65.64% | ||
Financial Summary
| Year End 31st Mar | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | IN₹m | 144,653.7 | 137,432.3 | 123,156.3 | 132,952.5 | 140,550.9 | 102,548.41 | 125,069.47 | 1.14% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +39.63 | -38.54 | -24.08 | +3.02 | +56.32 | -12.1 | +26.03 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
L&T Finance Limited is an India-based non-banking financial company with presence across the lending business catering to the diverse financing needs of served and underserved customers. It offers personal loans, two-wheeler loans, home loans, rural business loans, farm loans, and small and medium-sized enterprises (SME) loans. It operates in three segments: Retail Business, Wholesale Business, and Defocused Business. Its Retail business comprises of comprises of farmer finance, two-wheeler finance, rural business finance, consumer finance, home loan, loan against property, and SME Finance. Its Wholesale Business comprises of Infrastructure Finance and Real Estate Finance. Its Defocused Business comprises of structured corporate loans, debt capital market, commercial vehicle finance, construction equipment finance, supply chain finance, SME term loans and other discontinued products. It offers a range of insurance product, such as Life Insurance, Health Insurance and General Insurance.
Directors
- Shailesh Haribhakti NEC (65)
- Dinanath Dubhashi CEO
- Sachinn Joshi CFO
- Suneet Maheshwari CEX
- Apurva Rathod CCO
- Upma Goel OTH
- Thomas Mathew T. DRC
- Pavninder Singh DRC
- Prabhakar B. NED
- Ramamurthi Raman NED (62)
- Rajani Gupte IND
- Nishi Vasudeva IND (65)
- Pradeep Bhide NID (70)
- Last Annual
- March 31st, 2024
- Last Interim
- March 31st, 2024
- Incorporated
- May 1st, 2008
- Public Since
- August 12th, 2011
- No. of Shareholders
- 729,057
- No. of Employees
- 30,534
- Sector
- Banking Services
- Industry
- Financials
- Exchange
National Stock Exchange of India- Shares in Issue
- 2,489,839,366
- Address
- 6th Floor, Brindavan, Plot No. 177,, MUMBAI, 400098
- Web
- https://www.ltfs.com
- Phone
- +91 2262125000
- Contact
- Karthik Narayanan
- Auditors
- KKC & Associates LLP
Upcoming Events for LTF
Q1 2025 L&T Finance Ltd Earnings Release
Q2 2025 L&T Finance Ltd Earnings Release
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FAQ
What is the L&T Finance share price?
As of Today at 21:53 UTC, shares in L&T Finance are trading at IN₹180.51. This share price information is delayed by 15 minutes.
How has the L&T Finance share price performed this year?
Shares in L&T Finance last closed at IN₹180.51 and the price had moved by +52.97% over the past 365 days. In terms of relative price strength the L&T Finance share price has outperformed the S&P BSE 100 Index by +16.89% over the past year.
What are the analyst and broker recommendations for L&T Finance?
The overall consensus recommendation for L&T Finance is Buy. You can view the full broker recommendation list by unlocking its StockReport.
What is the L&T Finance dividend yield?
The L&T Finance dividend yield is 1.38% based on the trailing twelve month period.
Does L&T Finance pay a dividend?
Last year, L&T Finance paid a total dividend of IN₹2.50, and it currently has a trailing dividend yield of 1.38%.Looking ahead, the next dividend pay date is 2024-07-25.
When does L&T Finance next pay dividends?
We do not have data on when L&T Finance is to next pay dividends. The historic dividend yield on L&T Finance shares is currently 1.38%.
How do I buy L&T Finance shares?
To buy shares in L&T Finance you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of L&T Finance?
As of the previous close price of IN₹180.51, shares in L&T Finance had a market capitalisation of IN₹449.44bn.
Where are L&T Finance shares listed?
Here are the trading details for L&T Finance:
- Country of listing: India
- Exchange: NSI
- Ticker Symbol: LTF
What kind of share is L&T Finance?
Based on an overall assessment of its quality, value and momentum L&T Finance is currently classified as a Momentum Trap. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a L&T Finance share price forecast for 2024?
The analyst consensus target price for shares in L&T Finance is IN₹189.31. That is 4.88% above the last closing price of IN₹180.51.
Analysts covering L&T Finance currently have a consensus Earnings Per Share (EPS) forecast of IN₹11.74 for the next financial year.
What is the trend in the L&T Finance share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like L&T Finance. Over the past six months, its share price has outperformed the S&P BSE 100 Index by +3.08%.
As of the last closing price of IN₹180.51, shares in L&T Finance were trading +16.48% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the L&T Finance PE Ratio?
The L&T Finance PE ratio based on its reported earnings over the past 12 months is 14.48. The shares last closed at IN₹180.51.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of L&T Finance?
L&T Finance's management team is headed by:
- Shailesh Haribhakti - NEC
- Dinanath Dubhashi - CEO
- Sachinn Joshi - CFO
- Suneet Maheshwari - CEX
- Apurva Rathod - CCO
- Upma Goel - OTH
- Thomas Mathew T. - DRC
- Pavninder Singh - DRC
- Prabhakar B. - NED
- Ramamurthi Raman - NED
- Rajani Gupte - IND
- Nishi Vasudeva - IND
- Pradeep Bhide - NID