- £1.42bn
- £1.46bn
- £2.09bn
- 16
- 68
- 90
- 62
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 3.15 | ||
| PEG Ratio (f) | 0.05 | ||
| EPS Growth (f) | 143.05% | ||
| Dividend Yield (f) | 2.16% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.14 | ||
| Price to Tang. Book | 1.18 | ||
| Price to Free Cashflow | 1.65 | ||
| Price to Sales | 0.68 | ||
| EV to EBITDA | 3.8 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 0.37% | ||
| Return on Equity | 6.53% | ||
| Operating Margin | 6.65% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | £m | 3,195.2 | 2,798.1 | 853.2 | 1,808 | 2,090 | 6,223.96 | 6,937.04 | -11.33% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -36.84 | n/a | n/a | n/a | -39.28 | +453.09 | +11.39 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Just Group plc is a United Kingdom-based financial services company that is focused on segments of the United Kingdom retirement income market. The Company develops scalable retirement-focused solutions for banks, building societies, life assurance companies, pension scheme trustees, other corporate clients, and their customers, clients, and members. The Company’s insurance segment writes insurance products for the retirement market, which include Guaranteed Income for Life Solutions, Defined Benefit De-Risking Solutions, Care Plans, and Protection, and invests the premiums received from these contracts in debt and other fixed income securities, gilts, liquidity funds, and lifetime mortgage advances. The Other segment includes the Company’s corporate activities, such as capital and liquidity management, and investment activities. The Company provides advisory, technology and customer services with retirement focused solutions.
Directors
- John Hastingsbass NEC (62)
- David Richardson CEO
- Andy Parsons CFO
- Kathryn Gray CHO
- Alex Duncan CRO
- Paul Turner MDR
- David Cooper OTH
- Paul Fulcher OTH
- Giles Offen OTH
- Simon Watson SEC
- John Perks NED
- Paul Bishop NID
- Ian Cormack NID (74)
- Michelle Cracknell NID (54)
- Mary Kerrigan NID (49)
- Steve Melcher NID
- Kalpana Shah NID (52)
- Clare Spottiswoode NID (68)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- June 13th, 2013
- Public Since
- November 12th, 2013
- No. of Employees
- 1,124
- Sector
- Insurance
- Industry
- Financials
- Exchange
London Stock Exchange- Shares in Issue
- 1,038,702,932
- Address
- Enterprise House, Bancroft Road, REIGATE, RH2 7RP
- Web
- https://www.justgroupplc.co.uk/
- Phone
- +44 1737233288
- Contact
- Alistair Smith
- Auditors
- PricewaterhouseCoopers LLP
Latest News for JUST
Upcoming Events for JUST
Just Group PLC Annual Shareholders Meeting
Just Group PLC Annual Shareholders Meeting
Half Year 2025 Just Group PLC Earnings Release
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FAQ
As of Today at 21:29 UTC, shares in Just are trading at 136.80p. This share price information is delayed by 15 minutes.
Shares in Just last closed at 136.80p and the price had moved by +39.17% over the past 365 days. In terms of relative price strength the Just share price has outperformed the FTSE All Share Index by +33.7% over the past year.
The overall consensus recommendation for Just is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Just dividend yield is 1.83% based on the trailing twelve month period.
Last year, Just paid a total dividend of £0.03, and it currently has a trailing dividend yield of 1.83%.Looking ahead, the next dividend pay date is 2025-05-14.
We do not have data on when Just is to next pay dividends. The historic dividend yield on Just shares is currently 1.83%.
To buy shares in Just you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of 136.80p, shares in Just had a market capitalisation of £1.42bn.
Here are the trading details for Just:
- Country of listing: United Kingdom
- Exchange: LSE
- Ticker Symbol: JUST
Based on an overall assessment of its quality, value and momentum Just is currently classified as a Turnaround. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Just is 185.67p. That is 35.72% above the last closing price of 136.80p.
Analysts covering Just currently have a consensus Earnings Per Share (EPS) forecast of £0.42 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Just. Over the past six months, its share price has underperformed the FTSE All Share Index by -3.61%.
As of the last closing price of 136.80p, shares in Just were trading -4.37% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Just PE ratio based on its reported earnings over the past 12 months is 3.15. The shares last closed at 136.80p.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Just's management team is headed by:
- John Hastingsbass - NEC
- David Richardson - CEO
- Andy Parsons - CFO
- Kathryn Gray - CHO
- Alex Duncan - CRO
- Paul Turner - MDR
- David Cooper - OTH
- Paul Fulcher - OTH
- Giles Offen - OTH
- Simon Watson - SEC
- John Perks - NED
- Paul Bishop - NID
- Ian Cormack - NID
- Michelle Cracknell - NID
- Mary Kerrigan - NID
- Steve Melcher - NID
- Kalpana Shah - NID
- Clare Spottiswoode - NID