- $143.89m
- $193.26m
- $71.77m
- 47
- 93
- 55
- 71
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 9.94 | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | -9.64% | ||
| Dividend Yield (f) | 6.04% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.69 | ||
| Price to Tang. Book | 0.91 | ||
| Price to Free Cashflow | 8.76 | ||
| Price to Sales | 1.99 | ||
| EV to EBITDA | 87.62 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 0.93% | ||
| Return on Equity | 8.11% | ||
| Operating Margin | 27.31% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 57.48 | 64.77 | 66.52 | 74.15 | 71.77 | 70 | 75.4 | 3.92% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -7.37 | +39.42 | +9.13 | +18.79 | -17.53 | -29.15 | +20.6 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Isabella Bank Corporation is a financial service holding company. The Company's wholly owned subsidiary, Isabella Bank (the Bank), has approximately 31 banking offices located throughout Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. The Bank offers an array of banking and wealth management services to businesses, institutions, individuals, and their families. The Bank's lending activities include commercial loans, agricultural loans, residential real estate loans, and consumer loans. The Bank limit lending activities primarily to local markets and purchased loans from the secondary market are minimal. The Deposit services offered by the Bank include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and Internet banking, electronic bill pay services, and automated teller machines (ATMs). The Bank also offers full-service investment management, trust, and estate services.
Directors
- Jae Evans PRE (64)
- Neil Mcdonnell CFO (57)
- Jerome Schwind VPR (54)
- Jennifer Gill CTR (38)
- Jeffrey Barnes IND (58)
- Jill Bourland IND (50)
- G. Charles Hubscher IND (67)
- Thomas Kleinhardt IND (66)
- David Maness IND (67)
- Richard McGuirk IND (49)
- Sarah Opperman IND (61)
- Chad Payton IND (52)
- Vicki Rupp IND (61)
- Gregory Varner IND (66)
- Last Annual
- December 31st, 2023
- Last Interim
- March 31st, 2024
- Incorporated
- September 20th, 1988
- Public Since
- November 8th, 2001
- No. of Shareholders
- 2,674
- No. of Employees
- 356
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Pink Sheets on Nasdaq- Shares in Issue
- 7,474,799
- Address
- 401 North Main Street, MT PLEASANT, 48858
- Web
- https://ir.isabellabank.com/investor-relations/default.aspx
- Phone
- +1 9897729471
- Contact
- Debra Campbell
- Auditors
- Rehmann Robson LLC
Upcoming Events for ISBA
Q2 2024 Isabella Bank Corp Earnings Release
Q3 2024 Isabella Bank Corp Earnings Release
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FAQ
What is the Isabella Bank share price?
As of Today at 21:24 UTC, shares in Isabella Bank are trading at $18.55. This share price information is delayed by 15 minutes.
How has the Isabella Bank share price performed this year?
Shares in Isabella Bank last closed at $18.55 and the price had moved by -13.8% over the past 365 days. In terms of relative price strength the Isabella Bank share price has underperformed the S&P500 Index by -27.66% over the past year.
What are the analyst and broker recommendations for Isabella Bank?
The overall consensus recommendation for Isabella Bank is Hold. You can view the full broker recommendation list by unlocking its StockReport.
What is the Isabella Bank dividend yield?
The Isabella Bank dividend yield is 6.04% based on the trailing twelve month period.
Does Isabella Bank pay a dividend?
Last year, Isabella Bank paid a total dividend of $1.12, and it currently has a trailing dividend yield of 6.04%.Looking ahead, shares in Isabella Bank are due to go ex-dividend on 2024-06-26 and the next dividend pay date is 2024-06-28.
When does Isabella Bank next pay dividends?
Isabella Bank are due to go ex-dividend on 2024-06-26 and the next dividend pay date is 2024-06-28. The historic dividend yield on Isabella Bank shares is currently 6.04%.
How do I buy Isabella Bank shares?
To buy shares in Isabella Bank you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Isabella Bank?
As of the previous close price of $18.55, shares in Isabella Bank had a market capitalisation of $138.66m.
Where are Isabella Bank shares listed?
Here are the trading details for Isabella Bank:
- Country of listing: United States
- Exchange: PNK
- Ticker Symbol: ISBA
What kind of share is Isabella Bank?
Based on an overall assessment of its quality, value and momentum Isabella Bank is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Isabella Bank share price forecast for 2024?
The analyst consensus target price for shares in Isabella Bank is $20.00. That is 7.82% above the last closing price of $18.55.
Analysts covering Isabella Bank currently have a consensus Earnings Per Share (EPS) forecast of $1.70 for the next financial year.
What is the trend in the Isabella Bank share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Isabella Bank. Over the past six months, its share price has underperformed the S&P500 Index by -17.09%.
As of the last closing price of $18.55, shares in Isabella Bank were trading -7% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Isabella Bank PE Ratio?
The Isabella Bank PE ratio based on its reported earnings over the past 12 months is 9.94. The shares last closed at $18.55.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Isabella Bank?
Isabella Bank's management team is headed by:
- Jae Evans - PRE
- Neil Mcdonnell - CFO
- Jerome Schwind - VPR
- Jennifer Gill - CTR
- Jeffrey Barnes - IND
- Jill Bourland - IND
- G. Charles Hubscher - IND
- Thomas Kleinhardt - IND
- David Maness - IND
- Richard McGuirk - IND
- Sarah Opperman - IND
- Chad Payton - IND
- Vicki Rupp - IND
- Gregory Varner - IND