- NOK832.18m
- NOK489.87m
- NOK497.64m
- 47
- 85
- 76
- 84
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 7.04 | ||
PEG Ratio (f) | 0.47 | ||
EPS Growth (f) | 17.61% | ||
Dividend Yield (f) | 7.54% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.8 | ||
Price to Tang. Book | 0.82 | ||
Price to Free Cashflow | 4.56 | ||
Price to Sales | 1.67 | ||
EV to EBITDA | 37.67 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 1.6% | ||
Return on Equity | 9.86% | ||
Operating Margin | 25.81% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | NOKm | 328.01 | 327.97 | 366.8 | 451.71 | 497.64 | 567 | 635 | 10.68% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +6.69 | +95.95 | -1.45 | +8.02 | -6.25 | +20 | +13.33 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Instabank ASA is a Norway-based company, which is primarily engaged in the financial services industry. The Company operates as a fully digital bank that offers loan products, savings and insurance to consumers in Norway, Sweden, Finland and Germany. The Company is a small and dynamic organization that provides customers with straightforward, digital and flexible bank solutions. Through Instabank's technology and paytech expertise, the Bank also assists companies that want to innovate their business model in light of the digital transformation. The Company distributes products and services primarily through the bank’s Website and via agents. The Company is primarily owned by Norwegian investors.
Directors
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- March 18th, 2016
- Public Since
- October 3rd, 2016
- No. of Employees
- 52
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Oslo Stock Exchange
- Shares in Issue
- 378,261,512

- Address
- Drammensveien 175, OSLO, 0277
- Web
- https://instabank.no/
- Phone
- +47 21519300
- Auditors
- KPMG AS
Upcoming Events for INSTA
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FAQ
As of Today at 21:20 UTC, shares in Instabank ASA are trading at NOK2.20. This share price information is delayed by 15 minutes.
Shares in Instabank ASA last closed at NOK2.20 and the price had moved by +23.89% over the past 365 days. In terms of relative price strength the Instabank ASA share price has outperformed the FTSE Global All Cap Index by +20.79% over the past year.
The overall consensus recommendation for Instabank ASA is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Instabank ASA dividend yield is 3.64% based on the trailing twelve month period.
Last year, Instabank ASA paid a total dividend of NOK0.08, and it currently has a trailing dividend yield of 3.64%. We do not have any data on when Instabank ASA is to next pay dividends.
We do not have data on when Instabank ASA is to next pay dividends. The historic dividend yield on Instabank ASA shares is currently 3.64%.
To buy shares in Instabank ASA you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of NOK2.20, shares in Instabank ASA had a market capitalisation of NOK832.18m.
Here are the trading details for Instabank ASA:
- Country of listing: Norway
- Exchange: OSL
- Ticker Symbol: INSTA
Based on an overall assessment of its quality, value and momentum Instabank ASA is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
We could not find analyst target price data for this security.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Instabank ASA. Over the past six months, its share price has outperformed the FTSE Global All Cap Index by +11.63%.
As of the last closing price of NOK2.20, shares in Instabank ASA were trading +9.74% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Instabank ASA PE ratio based on its reported earnings over the past 12 months is 7.04. The shares last closed at NOK2.20.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
We do not have data on Instabank ASA's directors