- $48.02m
- $44.19m
- $24.58m
- 56
- 87
- 43
- 66
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.82 | ||
| Price to Tang. Book | 0.82 | ||
| Price to Free Cashflow | 7.05 | ||
| Price to Sales | 1.96 | ||
| EV to EBITDA | 82 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.3% | ||
| Return on Equity | 11.43% | ||
| Operating Margin | 35.18% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | n/a | 17.15 | 19.56 | 21.17 | 24.58 | n/a | n/a | 12.75% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | n/a | n/a | +55.32 | -4.65 | +6.95 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Harford Bank (the Bank) provides a full range of banking services. The Bank operates eight banking offices in Harford County, Maryland, and two banking offices in Cecil County, Maryland, with the Bank’s main office located in Aberdeen, Maryland. The Bank is engaged in a general commercial and retail banking business serving individuals, businesses and governmental units in Harford County, Maryland and neighboring counties. It offers deposit services to consumers and commercial entities customary for a state-chartered community bank, including checking accounts, savings accounts, money market accounts, and time deposits consisting of certificates of deposit of various types. Its other banking services include mobile banking, drive-through banking services, automated teller machine services, on-line banking with bill payment, cash management services, commercial account remote deposit capture, safe deposit boxes, direct deposit of payroll and social security checks, and ACH origination.
Directors
- John Karas CHM
- Charles Jacobs CEO
- Charlotte Mock CFO
- Donald Young SVP
- Sandra Osborn VOP
- Melody Bennett VPR
- Michael Tomaszewski VPR
- Ronald Walker VPR
- Michael Sprouse VAD
- Wendy Wells VAD
- Deron Brown VBD
- Scott Krieger VBD
- J. Scott Sturgill VBD
- Tony Bennett DRC
- Carolyn Evans DRC
- Richard Foard DRC
- Franklin Hajek DRC
- Henry Holloway DRC (72)
- Timothy Hopkins DRC
- Stephen Nolan DRC
- Joan Ryder DRC
- Talmadge Simons DRC
- C. Wayne Tapscott DRC
- Last Annual
- December 31st, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- June 29th, 2001
- Public Since
- October 27th, 1993
- No. of Shareholders
- 630
- No. of Employees
- 88
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Pink Sheets on Nasdaq- Shares in Issue
- 1,477,595
- Address
- 8 WEST BEL AIR AVENUE, ABERDEEN, 21001
- Web
- https://www.harfordbank.com/
- Phone
- +1 4102725000
- Auditors
- Yount, Hyde, & Barbour P.C.
Upcoming Events for HFBK
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FAQ
As of Today at 21:04 UTC, shares in Harford Bank are trading at $32.56. This share price information is delayed by 15 minutes.
Shares in Harford Bank last closed at $32.56 and the price had moved by +2.7% over the past 365 days. In terms of relative price strength the Harford Bank share price has underperformed the S&P500 Index by -13.81% over the past year.
There is no consensus recommendation for this security.
The Harford Bank dividend yield is 2.06% based on the trailing twelve month period.
Last year, Harford Bank paid a total dividend of $0.67, and it currently has a trailing dividend yield of 2.06%.Looking ahead, the next dividend pay date is 2024-06-28.
We do not have data on when Harford Bank is to next pay dividends. The historic dividend yield on Harford Bank shares is currently 2.06%.
To buy shares in Harford Bank you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $32.56, shares in Harford Bank had a market capitalisation of $48.10m.
Here are the trading details for Harford Bank:
- Country of listing: United States
- Exchange: PNK
- Ticker Symbol: HFBK
Based on an overall assessment of its quality, value and momentum Harford Bank is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
We could not find analyst target price data for this security.
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Harford Bank. Over the past six months, its share price has underperformed the S&P500 Index by -9.98%.
As of the last closing price of $32.56, shares in Harford Bank were trading +1.1% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Harford Bank PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $32.56.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Harford Bank's management team is headed by:
- John Karas - CHM
- Charles Jacobs - CEO
- Charlotte Mock - CFO
- Donald Young - SVP
- Sandra Osborn - VOP
- Melody Bennett - VPR
- Michael Tomaszewski - VPR
- Ronald Walker - VPR
- Michael Sprouse - VAD
- Wendy Wells - VAD
- Deron Brown - VBD
- Scott Krieger - VBD
- J. Scott Sturgill - VBD
- Tony Bennett - DRC
- Carolyn Evans - DRC
- Richard Foard - DRC
- Franklin Hajek - DRC
- Henry Holloway - DRC
- Timothy Hopkins - DRC
- Stephen Nolan - DRC
- Joan Ryder - DRC
- Talmadge Simons - DRC
- C. Wayne Tapscott - DRC