GICHSGFIN — GIC Housing Finance Share Price
- IN₹9.59bn
- IN₹95.90bn
- IN₹10.57bn
- 25
- 75
- 42
- 45
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | n/a | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.51 | ||
Price to Tang. Book | 0.52 | ||
Price to Free Cashflow | 7.29 | ||
Price to Sales | 0.9 | ||
EV to EBITDA | 40.96 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 2.06% | ||
Return on Equity | 9.89% | ||
Operating Margin | 20.53% |
Financial Summary
Year End 31st Mar | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | IN₹m | 12,475.6 | 12,245.8 | 11,497.8 | 11,149 | 10,571.6 | n/a | n/a | -2.9% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -69.25 | +233.03 | +31.08 | -14.7 | -28.18 | n/a | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
GIC Housing Finance Limited is an India-based company. The primary business of the Company is granting housing loans to individuals and to persons/entities engaged in the construction of houses/flats for residential purposes. The Company is promoted by General Insurance Corporation of India and its erstwhile subsidiaries, namely, National Insurance Company Limited, The New India Assurance Company Limited, The Oriental Insurance Company Limited and United India Insurance Company Limited. The Company’s loan products include individual housing loans, composite loans, balance transfers, repair and renovation loans, home extension loans, affordable home loans, loans against housing property, and commercial loans. The Company's wholly owned subsidiary is GICHFL Financial Services Private Limited.
Directors
- Devesh Srivastava NEC (58)
- G. Shobha Reddy CEO
- S. Sridharan CFO
- K. B. Suresh SVP
- Mukesh Khedekar CRO
- Mahesh Ghagre VPR
- Srinivas Mahishi VPR
- Mahalakshmi Sharma OTH
- S. Vijayaramesh OTH
- Anjan Dey NED (57)
- Suchita Gupta NED (56)
- Milind Kharat NED
- A. Kumar NED
- N. Chandraprasad IND
- Kishore Garimella IND
- Vaijinath Gavarshetty IND
- Vijayalakshmi Iyer IND (66)
- S. Krishnan IND
- Ajit Saxena IND
- Rani Nair NID
- Last Annual
- March 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- December 12th, 1989
- Public Since
- December 19th, 1994
- No. of Shareholders
- 63,759
- No. of Employees
- 335
- Sector
- Banking Services
- Industry
- Financials
- Exchange
National Stock Exchange of India
- Shares in Issue
- 53,851,066

- Address
- Insurance Building 6th floor, MUMBAI, 400020
- Web
- https://www.gichfindia.com/
- Phone
- +91 2243041900
- Auditors
- Chandabhoy & Jasoobhoy
Upcoming Events for GICHSGFIN
GIC Housing Finance Ltd Annual Shareholders Meeting
Q1 2026 GIC Housing Finance Ltd Earnings Release
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FAQ
As of Today at 02:48 UTC, shares in GIC Housing Finance are trading at IN₹178.00. This share price information is delayed by 15 minutes.
Shares in GIC Housing Finance last closed at IN₹178.00 and the price had moved by -18.81% over the past 365 days. In terms of relative price strength the GIC Housing Finance share price has underperformed the S&P BSE 100 Index by -23.52% over the past year.
The overall consensus recommendation for GIC Housing Finance is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe GIC Housing Finance dividend yield is 2.53% based on the trailing twelve month period.
Last year, GIC Housing Finance paid a total dividend of IN₹4.50, and it currently has a trailing dividend yield of 2.53%. We do not have any data on when GIC Housing Finance is to next pay dividends.
We do not have data on when GIC Housing Finance is to next pay dividends. The historic dividend yield on GIC Housing Finance shares is currently 2.53%.
To buy shares in GIC Housing Finance you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of IN₹178.00, shares in GIC Housing Finance had a market capitalisation of IN₹9.59bn.
Here are the trading details for GIC Housing Finance:
- Country of listing: India
- Exchange: NSI
- Ticker Symbol: GICHSGFIN
Based on an overall assessment of its quality, value and momentum GIC Housing Finance is currently classified as a Value Trap. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in GIC Housing Finance is IN₹155.00. That is 12.92% below the last closing price of IN₹178.00.
Analysts covering GIC Housing Finance currently have a consensus Earnings Per Share (EPS) forecast of for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like GIC Housing Finance. Over the past six months, its share price has underperformed the S&P BSE 100 Index by -11.06%.
As of the last closing price of IN₹178.00, shares in GIC Housing Finance were trading -15.31% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The GIC Housing Finance PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at IN₹178.00.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
GIC Housing Finance's management team is headed by:
- Devesh Srivastava - NEC
- G. Shobha Reddy - CEO
- S. Sridharan - CFO
- K. B. Suresh - SVP
- Mukesh Khedekar - CRO
- Mahesh Ghagre - VPR
- Srinivas Mahishi - VPR
- Mahalakshmi Sharma - OTH
- S. Vijayaramesh - OTH
- Anjan Dey - NED
- Suchita Gupta - NED
- Milind Kharat - NED
- A. Kumar - NED
- N. Chandraprasad - IND
- Kishore Garimella - IND
- Vaijinath Gavarshetty - IND
- Vijayalakshmi Iyer - IND
- S. Krishnan - IND
- Ajit Saxena - IND
- Rani Nair - NID