CBU — Community Financial System Share Price
0.000.00%
Last trade - 00:00- $2.49bn
- $2.44bn
- $652.12m
- 70
- 70
- 59
- 73
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 13.16 | ||
| PEG Ratio (f) | 1.03 | ||
| EPS Growth (f) | 14.62% | ||
| Dividend Yield (f) | 4.17% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.39 | ||
| Price to Tang. Book | 3.07 | ||
| Price to Free Cashflow | 10.81 | ||
| Price to Sales | 3.28 | ||
| EV to EBITDA | 80.18 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.35% | ||
| Return on Equity | 10.11% | ||
| Operating Margin | 30.4% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 589.79 | 596.82 | 620.65 | 679.36 | 652.12 | 723.99 | 764.47 | 2.76% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +3.82 | +1.26 | +2.66 | +2.09 | -26.13 | +21.45 | +8.44 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Community Financial System, Inc., formerly Community Bank System, Inc., is a diversified financial services company. The Company is focused on four main business lines, such as banking, employee benefit services, insurance services and wealth management. The Company’s banking subsidiary, Community Bank, N.A., operates approximately 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. The Company’s Benefit Plans Administrative Services, Inc. subsidiary is a provider of employee benefits administration, trust services, collective investment fund administration, and actuarial consulting services to customers on a national scale. The Company’s OneGroup NY, Inc. subsidiary is a United States insurance agency. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Wealth Management operating unit.
Directors
- Sally Steele CHM (64)
- Mark Tryniski CEO (60)
- Joseph Sutaris CFO (53)
- George Getman EVP (64)
- Joseph Serbun EVP (60)
- Joseph Lemchak SVP (50)
- John Whipple LED (65)
- Brian Ace IND (66)
- Mark Bolus IND (55)
- Jeffrey Davis IND (68)
- Neil Fesette IND (55)
- Jeffery Knauss IND
- Kerrie MacPherson IND (62)
- John Parente IND (54)
- Raymond Pecor IND (52)
- Susan Skerritt IND (66)
- Eric Stickels IND (59)
- Last Annual
- December 31st, 2023
- Last Interim
- March 31st, 2024
- Incorporated
- April 15th, 1983
- Public Since
- November 26th, 1985
- No. of Shareholders
- 3,528
- No. of Employees
- 2,687
- Sector
- Banking Services
- Industry
- Financials
- Exchange
- New York Stock Exchange
- Shares in Issue
- 52,771,156
- Address
- 5790 WIDEWATERS PKWY, DEWITT, 13214
- Web
- https://communityfinancialsystem.com/corporate-overview/corporate-profile/default.aspx
- Phone
- +1 8007242262
- Auditors
- PricewaterhouseCoopers LLP
Upcoming Events for CBU
Community Financial System Inc To Host Investor Day
Q3 2024 Community Financial System Inc Earnings Release
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FAQ
What is the Community Financial System share price?
As of Today at 20:04 UTC, shares in Community Financial System are trading at $43.80. This share price information is delayed by 15 minutes.
How has the Community Financial System share price performed this year?
Shares in Community Financial System last closed at $43.80 and the price had moved by -7.4% over the past 365 days. In terms of relative price strength the Community Financial System share price has underperformed the S&P500 Index by -26.32% over the past year.
What are the analyst and broker recommendations for Community Financial System?
The overall consensus recommendation for Community Financial System is Hold. You can view the full broker recommendation list by unlocking its StockReport.
What is the Community Financial System dividend yield?
The Community Financial System dividend yield is 4.06% based on the trailing twelve month period.
Does Community Financial System pay a dividend?
Last year, Community Financial System paid a total dividend of $1.78, and it currently has a trailing dividend yield of 4.06%.Looking ahead, the next dividend pay date is 2024-07-10.
When does Community Financial System next pay dividends?
We do not have data on when Community Financial System is to next pay dividends. The historic dividend yield on Community Financial System shares is currently 4.06%.
How do I buy Community Financial System shares?
To buy shares in Community Financial System you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Community Financial System?
As of the previous close price of $43.80, shares in Community Financial System had a market capitalisation of $2.31bn.
Where are Community Financial System shares listed?
Here are the trading details for Community Financial System:
- Country of listing: United States
- Exchange: NYQ
- Ticker Symbol: CBU
What kind of share is Community Financial System?
Based on an overall assessment of its quality, value and momentum Community Financial System is currently classified as a Contrarian. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Community Financial System share price forecast for 2024?
The analyst consensus target price for shares in Community Financial System is $50.50. That is 15.3% above the last closing price of $43.80.
Analysts covering Community Financial System currently have a consensus Earnings Per Share (EPS) forecast of $3.20 for the next financial year.
What is the trend in the Community Financial System share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Community Financial System. Over the past six months, its share price has underperformed the S&P500 Index by -27.91%.
As of the last closing price of $43.80, shares in Community Financial System were trading -3.46% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Community Financial System PE Ratio?
The Community Financial System PE ratio based on its reported earnings over the past 12 months is 13.16. The shares last closed at $43.80.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Community Financial System?
Community Financial System's management team is headed by:
- Sally Steele - CHM
- Mark Tryniski - CEO
- Joseph Sutaris - CFO
- George Getman - EVP
- Joseph Serbun - EVP
- Joseph Lemchak - SVP
- John Whipple - LED
- Brian Ace - IND
- Mark Bolus - IND
- Jeffrey Davis - IND
- Neil Fesette - IND
- Jeffery Knauss - IND
- Kerrie MacPherson - IND
- John Parente - IND
- Raymond Pecor - IND
- Susan Skerritt - IND
- Eric Stickels - IND