- ¥258bn
- ¥61bn
- ¥123bn
- 22
- 57
- 65
- 46
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 9.97 | ||
| PEG Ratio (f) | 0.51 | ||
| EPS Growth (f) | 24.24% | ||
| Dividend Yield (f) | 4.7% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.58 | ||
| Price to Tang. Book | 0.6 | ||
| Price to Free Cashflow | 1.93 | ||
| Price to Sales | 2.28 | ||
| EV to EBITDA | 8.59 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | -0.15% | ||
| Return on Equity | -4.46% | ||
| Operating Margin | -10.5% | ||
Financial Summary
| Year End 31st Mar | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | ¥m | 137,286 | 137,798 | 120,052 | 119,603 | 123,050 | 83,355 | 96,123 | 1.91% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -22.13 | +2.9 | +21.54 | -75.26 | n/a | n/a | +24.24 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Aozora Bank Ltd is a Japan-based company mainly engaged in the banking business. The Company also engages in business related to financial services such as financial products trading business and others, as well as debt management and collection business. The Company operates through five business segments. The Institutional Banking Group segment includes loans, deposits, sales of financial products, private equity investment, and other businesses. The Structured Finance Group segment includes acquisition finance, environmental project finance, rehabilitation finance, and real estate finance. The International Business Group segment includes overseas investment and financing. The Market Group segment includes the sale and trade of derivatives and foreign exchange products, and other businesses. The Customer Relation Group segment includes the sale of loans, deposits, and financial products to corporate clients, and the sale of deposits, mutual funds, and insurance to retail clients.
Directors
- Kei Tanikawa PRE (59)
- Akira Sakai CFO (59)
- Fumihiko Hirose FID
- Masaki Onuma FID
- Takashi Hagio FID
- Tomoyuki Yamada CTO
- Masayoshi Ohara CRO
- Koji Yamakoshi VPR (59)
- Hideto Oomi VPR (56)
- Takashi Kato SME
- Tomomi Akutagawa SME (58)
- Takeshi Ito SME (58)
- Kazuhiro Yasuda MEO (54)
- Tetsuji Okuda MEO
- Jun Nakashima DSL
- Hiroki Nakazato DSL
- Naoko Tanaka DSL
- Akemi Hashimoto EXO
- Hiroshi Kaneko EXO
- Yukiko Morita EXO
- Jun Shinozaki EXO (55)
- Hiroshi Suzuki EXO
- Shu Takahashi EXO
- Toru Takahashi EXO
- Tomonori Ito IND (64)
- Hiroyuki Mizuta IND (71)
- Ippei Murakami IND (76)
- Shunsuke Takeda IND (79)
- Last Annual
- March 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- April 1st, 1957
- Public Since
- November 14th, 2006
- No. of Shareholders
- 123,861
- No. of Employees
- 2,494
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Tokyo Stock Exchange- Shares in Issue
- 138,381,090
- Address
- 6-1-1, Koji-machi, CHIYODA-KU, 102-8660
- Web
- https://www.aozorabank.co.jp/
- Phone
- +81 367521111
- Auditors
- Deloitte Touche Tohmatsu LLC
Upcoming Events for 8304
Aozora Bank Ltd Annual Shareholders Meeting
Q1 2026 Aozora Bank Ltd Earnings Release
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FAQ
What is the Aozora Bank share price?
As of Today at 19:17 UTC, shares in Aozora Bank are trading at ¥1,861. This share price information is delayed by 15 minutes.
How has the Aozora Bank share price performed this year?
Shares in Aozora Bank last closed at ¥1,861 and the price had moved by -24.43% over the past 365 days. In terms of relative price strength the Aozora Bank share price has underperformed the Nikkei 225 Index by -16.29% over the past year.
What are the analyst and broker recommendations for Aozora Bank?
The overall consensus recommendation for Aozora Bank is Sell. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreWhat is the Aozora Bank dividend yield?
The Aozora Bank dividend yield is 3.06% based on the trailing twelve month period.
Does Aozora Bank pay a dividend?
Last year, Aozora Bank paid a total dividend of ¥57, and it currently has a trailing dividend yield of 3.06%.Looking ahead, the next dividend pay date is 2025-06-01.
When does Aozora Bank next pay dividends?
We do not have data on when Aozora Bank is to next pay dividends. The historic dividend yield on Aozora Bank shares is currently 3.06%.
How do I buy Aozora Bank shares?
To buy shares in Aozora Bank you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Aozora Bank?
As of the previous close price of ¥1,861, shares in Aozora Bank had a market capitalisation of ¥258bn.
Where are Aozora Bank shares listed?
Here are the trading details for Aozora Bank:
- Country of listing: Japan
- Exchange: TYO
- Ticker Symbol: 8304
What kind of share is Aozora Bank?
Based on an overall assessment of its quality, value and momentum Aozora Bank is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Aozora Bank share price forecast for 2025?
The analyst consensus target price for shares in Aozora Bank is ¥2,112. That is 13.47% above the last closing price of ¥1,861.
Analysts covering Aozora Bank currently have a consensus Earnings Per Share (EPS) forecast of ¥150 for the next financial year.
Find out moreWhat is the trend in the Aozora Bank share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Aozora Bank. Over the past six months, its share price has underperformed the Nikkei 225 Index by -22.06%.
As of the last closing price of ¥1,861, shares in Aozora Bank were trading -22.88% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Aozora Bank PE Ratio?
The Aozora Bank PE ratio based on its reported earnings over the past 12 months is 9.97. The shares last closed at ¥1,861.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Aozora Bank?
Aozora Bank's management team is headed by:
- Kei Tanikawa - PRE
- Akira Sakai - CFO
- Fumihiko Hirose - FID
- Masaki Onuma - FID
- Takashi Hagio - FID
- Tomoyuki Yamada - CTO
- Masayoshi Ohara - CRO
- Koji Yamakoshi - VPR
- Hideto Oomi - VPR
- Takashi Kato - SME
- Tomomi Akutagawa - SME
- Takeshi Ito - SME
- Kazuhiro Yasuda - MEO
- Tetsuji Okuda - MEO
- Jun Nakashima - DSL
- Hiroki Nakazato - DSL
- Naoko Tanaka - DSL
- Akemi Hashimoto - EXO
- Hiroshi Kaneko - EXO
- Yukiko Morita - EXO
- Jun Shinozaki - EXO
- Hiroshi Suzuki - EXO
- Shu Takahashi - EXO
- Toru Takahashi - EXO
- Tomonori Ito - IND
- Hiroyuki Mizuta - IND
- Ippei Murakami - IND
- Shunsuke Takeda - IND