- $13.48bn
- $19.58bn
- $2.13bn
- 44
- 26
- 92
- 54
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 69.34 | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 4.84 | ||
Price to Tang. Book | 5.98 | ||
Price to Free Cashflow | 21.98 | ||
Price to Sales | 5.39 | ||
EV to EBITDA | 90 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | -3.54% | ||
Return on Equity | -7.34% | ||
Operating Margin | -14.84% |
Financial Summary
Year End 30th Jun | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 477.62 | 780.54 | 1,152.86 | 1,399.64 | 2,125.85 | 3,174.32 | 3,954.09 | 51.68% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Affirm Holdings, Inc. provides consumers a flexible alternative to traditional payment options. The Company operates a payment network that helps consumers and merchants drive growth. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers’ preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Affirm Card allows consumers to link a bank account to pay in full, or apply to pay over time through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a high-yield savings account, with no minimum deposit requirements or fees.
Directors
- Max Levchin CHM (46)
- Libor Michalek PRE (48)
- Michael Linford CFO (38)
- Silvija Martincevic OTH (42)
- Katherine Adkins SEC (59)
- James White LED (61)
- Jeremy Liew IND (50)
- Jenny Ming IND (66)
- Christa Quarles IND (47)
- Keith Rabois IND (52)
- Jacqueline Reses IND (51)
- Last Annual
- June 30th, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- June 12th, 2019
- Public Since
- January 13th, 2021
- No. of Shareholders
- 426
- No. of Employees
- 2,006
- Sector
- Investment Banking & Investment Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market
- Shares in Issue
- 320,096,576

- Address
- 650 California Street, SAN FRANCISCO, 94108
- Web
- https://www.affirm.com/
- Phone
- +1 4159601518
- Auditors
- Deloitte & Touche LLP
Upcoming Events for AFRM
Q3 2025 Affirm Holdings Inc Earnings Call
Q4 2025 Affirm Holdings Inc Earnings Release
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FAQ
As of Today at 19:07 UTC, shares in Affirm Holdings are trading at $42.10. This share price information is delayed by 15 minutes.
Shares in Affirm Holdings last closed at $42.10 and the price had moved by +36.38% over the past 365 days. In terms of relative price strength the Affirm Holdings share price has outperformed the S&P500 Index by +28.23% over the past year.
The overall consensus recommendation for Affirm Holdings is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreAffirm Holdings does not currently pay a dividend.
Affirm Holdings does not currently pay a dividend.
Affirm Holdings does not currently pay a dividend.
To buy shares in Affirm Holdings you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $42.10, shares in Affirm Holdings had a market capitalisation of $13.48bn.
Here are the trading details for Affirm Holdings:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: AFRM
Based on an overall assessment of its quality, value and momentum Affirm Holdings is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Affirm Holdings is $66.28. That is 57.43% above the last closing price of $42.10.
Analysts covering Affirm Holdings currently have a consensus Earnings Per Share (EPS) forecast of -$0.01 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Affirm Holdings. Over the past six months, its share price has outperformed the S&P500 Index by +4.74%.
As of the last closing price of $42.10, shares in Affirm Holdings were trading -13.54% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Affirm Holdings PE ratio based on its reported earnings over the past 12 months is 69.34. The shares last closed at $42.10.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Affirm Holdings' management team is headed by:
- Max Levchin - CHM
- Libor Michalek - PRE
- Michael Linford - CFO
- Silvija Martincevic - OTH
- Katherine Adkins - SEC
- James White - LED
- Jeremy Liew - IND
- Jenny Ming - IND
- Christa Quarles - IND
- Keith Rabois - IND
- Jacqueline Reses - IND